When Do You Need Temporay Auto InsurancePosted: July 28, 2012
This type of insurance can be a bit more costly then regular insurance but well worth it in case something could happen to the vehicle.
Here are some reasons why you would want to purchase temporary insurance.
You have just purchased a new car. If you drove it off the lot and were involved in an accident, you are still responsible for the vehicle and the payments. If the vehicle was totaled, your about to make payments on a totaled vehicle.
Your son or daughter are home from college and needs to use your car or truck. Although the temporary auto insurance policy is more expensive than regular coverage on a month to month basis, using it for these limited periods can be far less expensive than including the student on a family’s policy.
Heading out on a vacation? Temporary insurance is a good idea if you are going to be driving a vehicle which is not yours, or a rental car.
Moving to a new home with friends helping out, and possibly driving your vehicle’s is another reason to be covered while in transit.
Business travelers may purchase temporary auto insurance in conjunction with car rentals for work purposes.
In each of the above situations, or in any circumstance you are buying a temporary auto insurance policy, be sure to check with your auto insurance company. Sometimes, temporary drivers of a vehicle may already be insured through the regular policy on the vehicle and your insurance may already cover you for Car Rentals.
Note that it is usually not possible to purchase temporary policies for situations where an individual is living in the same house as the policyholder.
Call us today to get your questions answered. 863-453-3903
or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.
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Ashley Bishop Owner/Agent
Budget Bi Rite Insurance, Inc
Serving All of Florida