Personal Liability Coverage on your Homeowners InsurancePosted: August 11, 2012
Your Personal Liability coverage is very important. It protects you from lawsuits if someone where to fall and get hurt, your dog bites a guest or neighbor or if little Bobby bust out your guest car windshield with a baseball. These are situations in which you are legally responsible to pay or face a possible lawsuit.
You need to know what your personal liability coverage limit is because you cannot predict what will happen but you can protect yourself in any of these events. How much liability coverage should you consider?
First, think about how much money you have right now and what you can project to save for the future.
Second, would you consider purchasing a higher liability limit, for say in case the dog were to make you liable? Some insurance companies will not cover certain breeds that have a reputation for biting, such as pit bulls, Rottweilers, Akitas and Chow-Chow’s be sure to check out what your insurance company will do for you.
With many insurance companies personal liability coverage may be cheaper than you think for a difference between $100,000 liability coverage and $1 million liability coverage.
Check your policy today and see what you are covered for.
Call us today to get your questions answered. 863-453-3903 or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.
Ashley Bishop Owner/Agent
Budget Bi Rite Insurance, Inc