Tips to Easily Raise Your Credit Score

creditreportYour credit score can make or break your chances of getting a loan for a house or a new car.  Here are a few things you can do to make sure your credit score is what it should be.

Get free reports for your credit at AnnualCreditReport.com or head on over to Equifax and see what they have offer for credit reports.

Once you check your credit score Dispute Errors.
Are there accounts on your report with the same name as you but don’t belong to you? Fill out a dispute form with the credit bureau reporting this error. If they find the error to be true, it will be removed.

Phone, Cable, Utilities can help
On time payments help raise your credit score. People who have high credit scores have their phone, cable and utilities companies report their on time payments to the credit bureaus. They are not required to, but many do so at your request.

Credit Cards
Be responsible with your credit card. Show the credit bureaus that your good with your money. Do not zero out your balance, use up to 25% of your credit and pay it off on time.

Pay it Early
Pay your credit cards as soon as your get the bill. This will show that you have a lower balance monthly when they report to the credit bureaus.

Call us today to get your questions answered. 863-453-3903 or

visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.
We find insurance that meets every budget!Ask us about deductibles as low as $100.00.

Ashley Bishop Owner/Agent

Budget Bi Rite Insurance, Inc

Serving all of Florida

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