Everyone wants the best rates on their auto insurance policies but Senior drivers may present a higher risk of accidents, usually leading to higher auto insurance rates.
Following these tips below can take you toward lowering your cost on your auto insurance policy.
1. Avoid accidents and pay close attention at intersections. Auto accidents involving seniors often occur at intersections. Left turn lanes with their own arrows need special attention, yielding as well. When stopped, always keep your tires pointing straight ahead. If you were rear ended while yielding and your tires are turned you could be propelled into traffic.
2. Always try to flow with the traffic and drive at the speed limit. Driving too slowly can trigger dangerous “road rage” in less patient drivers and be as dangerous as speeding, especially when entering or exiting interstates or freeways. It .
3. Keep current on the traffic laws relating to new traffic designs.Many violations include failure to yield right-of-way, improper turning or incorrect lane changes.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion, this will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Senior drivers can refresh their skills and knowledge by taking a refresher driving course. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
6. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
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