There are various types of Mobile Home Insurance Policies to provide coverage for fires, storms and more.
Structure Protection – Covers the cost to replace or repair your mobile home when they’ve been damaged or destroyed by fire, wind, and other elements such as storms. Check with your agent if Hurricane coverage is included or if you have to pay extra. Flood coverage is not included.
Personal Property Protection – Covers the cost to replace your personal property – clothing, furniture, tools, electronics, etc. when they are damaged or stolen. The same applies here for hurricanes and floods.
Additional Living Expenses – Covers additional living expenses when your mobile home is being repaired or is too damaged to reside in. This includes hotel bills, food, etc.
Liability Protection – Covers injuries to visitors, including medical bills and legal fees.
Don’t wait until the last minute to purchase Mobile Home Insurance. You will not be able to purchase any type of homeowners insurance, including Manufactured or Mobile Home Insurance when a tropical storm or hurricane is announced to hit Florida. Please check with Budget Bi Rite to learn more about these strict rules. It’s always better to be safe than sorry. There’s nothing like having to start from scratch when you’ve been through a tragic event like a hurricane and your home has been destroyed.
Contact us today if you have questions about your mobile home insurance or would like a quote.
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