Author Archives: Budget Bi Rite Insurance, Inc Florida

About Budget Bi Rite Insurance, Inc Florida

We find insurance that meets every budget! Providing Quality Coverage For Over 30 Years! We are authorized agents for over 10 top companies. We take pride in keeping updated on the most current changes for the Insurance Market to get you the best rates! We offer coverage for: Auto, Home owners, Flood, Business, Boats, Transporter transportation and more! We accept all kinds of licenses, international included. We also offer a wide variety of discounts such as safe driver, Senior citizen, good student, multi car and previous insurance. Contact us at 863-453-3903 today or go to BudgetBiRite.com Serving All of Florida and for home owners insurance coverage we also serve Minnesota, Georgia, Texas, Maryland, South Carolina, North Carolina, Indiana and Pennsylvania. Budget Bi Rite Insurance, Inc 1500 US 27 South Avon Park FL 33825

Tips To keep your clothes Dryer from Becoming a Fire Hazard

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Have you noticed a difference in the performance in your dryer? Are your clothes taking longer to dry or come out hot but still damp when the timer goes off that they are done? You may have a clogged dryer vent and that may lead to shutting down your dryer, or worse a fire..

A friend of mine noticed that her clothes were taking longer to dry over the past month and when doing laundry, the other day, the dryer just shut down. The dryer is only 2 years old, and this could have been prevented. She contacted an appliance repair company who came out and told her the motor shut down. The cause, blocked dryer vent that goes up through the attic to the outside top of the roof.

This happened because when lint builds up in the dryer or in the exhaust duct, it causes excessive heat to build up and in this instance the dryer motor shut down. What could have been worse, if the motor had not shut down it may have resulted in a fire.

Instead of replacing the dryer, or having the motor replaced, the cost of repair exceeded the price of having a dryer vent maintenance check. Having a maintenance check at least once a year will give you peace of mind for the safety of your home and family, maintaining the care of your dryer and less out of pocket expense.

If you have a laundry room that has the dryer vent going up through the attic and out through the roof, or you notice the same problems as the warning signs below check your dryer vent and consider a maintenance check. The repair company informed her to have it cleaned out every six months (depending on how often you use your dryer), to at least once a year.

Here are some warning signs you should look out for.

Clothes taking longer to dry

Dryer is very hot on top

Very little or no lint in the lint trap

Dryer stopping anytime during a drying cycle

Lint left on clothing

Moldy odor from clothes

Higher Light Bill from running the dryer more

Here is a list of things you can do to help cut down on the lint build up.
(This does not assure build up will not occur and a 6 Months to a Yearly maintenance check is still advisable).

Check your lint screen before and after each load of clothes to dry and clean thoroughly.

Keep dryer area free of clutter and piles of clothes on top of dryer.

Clean behind and underneath the dryer for lint building up.

Replace flexible tubes with ridged metal ducts to get less build up, clean up easier and will stand up to a lint fire much better

 

Photo Courtesy of digitalart at FreeDigitalPhotos.net

Money Saving Tips for Up Keeping Your Appliances

 

Money Saving Tips appliances

The holidays are just around the corner and that means you will be using your oven, refrigerator and dishwasher much more and your light bill going up.

If you have old appliances, you may want to consider changing them out for new ones before the busy season starts or making repairs and upgrades to the ones you already own.

This may sound expensive but keeping up with old appliances can save you money in the long run and now with so many energy efficient appliances to choose from, if you can afford it, change it an appliance for a new one.

If your refrigerator is not running properly your food will spoil quicker and that is not only a waste of food but a waste of your money. The culprit to look for first is that seal around the doors. If you have a spill or crumbs that build up, then your seal will not work as it should. A sticky spill will lead to the seal pulling away from the door every time its opened. This allows warm air to get in your fridge keeping the motor running to keep the temperature where it needs to maintain it. To help your fridge stay at its best, it’s as simple as catching those spills and keeping the seals wiped down with warm water and soap. Also wiping down the fridge at least once a month will help extend the life of your refrigerator.

Oven needs a cleaning

Your oven will get quite a workout with cookies and treats to main course roasts and turkeys. This can lead to spills or grease build up which can lead to fires. The one time out of the year you will want to turn on the self-cleaning cycle is January after the holidays or anytime you do a tremendous amount of cooking. Clean up as you go and catch those spills that you may have missed and prevent any potential hazards.

Prevent Rust in the Dishwasher

Check out eh vinyl coating on your dish racks. After much use the vinyl can peel exposing the metal which leads to rust. This can cause pieces of your dish rack to fall apart resulting in a new dish rack or worse the pieces falling into your pump causing breakage. Catch that peeling vinyl right away with a vinyl touch up coating like Plastic Dip Dishwasher Re-Rack

Contact an appliance company in your area to see if they will take your old appliances and maybe even offer you a deal

 

Photo Courtesy of Photo-Mix at Pixabay.com

 

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How to Throw a Salad Bar Party Idea’s

Salads are great any time of year but in Florida during those hot, humid summer days, they are absolutely refreshing. A salad bar at a Party offers so many great options and can also cover those who are looking for lower fat intake, gluten free, vegan, vegetarian, diabetic or simply wanting to fit into their bathing suits and watching their weight. You can include a variety of fruits, vegetable and proteins and have a beautiful, colorful good for you salad bar enjoyed by all.

Start with the base of the salad, the Lettuce.  It is easier to pick great lettuce these days at your local grocery store with many options that are already washed and ready to go.  Have a separate plate or bowl for each one.

You could offer a variety of three types and let your guests mix and match or just choose to have one.

Romaine – Crisp and has high nutrition value
Radicchio – a bit bitter and has a lovely marble red and white color
Arugula (nickname rocket) has a light peppery flavor.
Spring Greens Mix – a variety of flavors and color and you could easily add fresh kale or spinach to liven it up even more.

Fresh Herbs like Basil, Cilantro, Thyme, Parsley gives your lettuces a boost of flavor. You can tear the leaves of each and have available to add to the lettuce or top a salad.

Toppings

This is the fun part of the salad, adding more flavor. Be creative and offer a good number of toppings like veggies, fruits, nuts, cheeses, legumes and proteins.

Here are some ideas:

Vegetables

Choose at least five vegetables.

Cherry Tomatoes – (officially a fruit) cut them in half to make it easier to eat. No one like to chase that round tomato around their plate.
Cucumber – slice thin or cube
Mushrooms – White button or Cremini there are lots of varieties to choose from
Radish’s – It may be a bit strong with the peppery flavor for some guest, so slice them very thin
Scallions/Green Onions – Both the white and green parts are delicious
Red Onions – Offer great flavor and color, slice thin
Carrots – Adds a bit of sweetness to the salad. Slice thin
Zucchini – Slice in rounds or cubes
Broccoli – loaded with vitamins and adds crunch. Cut into small trees for easy eating
Bell Peppers – Red, Yellow, Orange or Green offers great color and taste. Slice thin or cube them.
Shredded Cabbage – Adds crunch, flavor and color. Choose green or purple
Jicama – Has a sweet and nutty flavor and adds crunch and fiber
Fennel – Has a Licorice flavor and crunch

Fruits

Choose at least three fruits.

Apples – adds sweetness and many to choose from. Cut into bite size pieces or slice thin
Pears – adds sweetness and fiber. Slice thin
Strawberries – Wash the day you are going to use them. Cut off the leaves and slice thin
Pineapple – Adds citrus and vitamin C. Cut into cubes
Mango – Sweet and healthy. Slice up or cut into cubes
Watermelon – sweet and juicy they will add great flavor to any salad. Cut into small cubes

Cheese
Mozzarella – shredded or small pearl mozzarella
Parmesan – Makes a great nutty flavor topping. Slice thin
Feta – Greek Cheese that has a mild bite
Goat Cheese – Made from goats’ milk and has a tangy flavor

Proteins

Choose at least three proteins.

Adding a variety of proteins like beans, meats and vegetable-based proteins allows you to cater to everyone.
Chicken – Boneless, skinless, grilled or broiled will go well as a topping to your salad bar. You can also buy already cooked chicken in the freezer isle of the grocery store. Heat per instructions.
Roast beef – For an easy way to add this topping, visit your local deli and have them slice it for you.
Ham – You could purchase a cut of ham from the deli and cut into cubes’
Bacon – Cooked crisp and crumbled makes a delicious topping.
Black Beans – Are popular with rice, salsa and make a great topping for protein in a salad
Chickpeas/Garbanzo Beans – Add a nutty flavor
Cannellini Beans – Soft and creamy bean with a light flavor
Tempeh – Soybean product that is high in protein. Comes in different flavors. You could try the maple bacon tempeh for a substitute for a bacon topping.
Tofu – Soybean product that is made from soybeans, high in protein.

Nuts
Nuts add crunch and flavor. Buy them in a variety, flavored or raw.
Walnuts
Pecans
Sunflower Seeds
Cashews

Dressings – Sweet, sour, salty, cheesy, fat free and oil and vinegar are a great variety. Put the dressings into bowls with ladles so your guest can pour the dressing over their salad easily.

Extra’s
Croutons – Plain and flavored
Bread – A good crusty bread or rolls
Crackers – Offer a variety, saltines, Ritz or a gourmet cracker

Set up your Salad Bar with Plates, Silverware, Napkins at the beginning of the bar. Have all the food in separate dishes starting with lettuces, toppings, fruits, proteins, cheeses and then nuts.  For each one have spoons, forks, tongs or what is easy to use for them to get the food to their plate.

Have bowls with ice under the bowls of food to keep it cold longer (no one like wilted lettuce…) and keeps it from spoiling.

Keep spare lettuce in the refrigerator and replace as needed as well as toppings that need that attention.

 

Enjoy :}

 

 

Photo Courtesy of  Suat Eman. at FreeDigitalPhotos.net

Important Motorcycle Safety and Insurance Tips

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Whether you are driving or a passenger on a motorcycle, there is something very special about hitting the open road on a beautiful day and taking in the sights. You must have insurance to drive a motorcycle, but what type is required?

Property damage and bodily injury liability insurance is required and a minimum of $10,000 in medical insurance.

Without motorcycle insurance, you risk penalties such as,

Loss of License

Loss of Tag/Registration

Restitution for any damages you may cause in an accident

Three years of high risk SR22 mandatory liability insurance coverage

Not only are we talking high risk, but we are also talking higher amounts of money coming out of your pocket.

Your Medical expenses

Damage to your motorcycle

Loss of income due to injury

when all this could be avoided.

Let’s face it, you are taking a risk every time you get on a motorcycle. When an accident occurs, what is said from the other party’s involved in many causes is “I did not see them”, where did that motorcycle come from”? Rule of thumb. If you are driving a motorcycle, you need be on the lookout, don’t expect the other people on the road to look out for you.

In effect as of July 1, 2008 all first-time motorcycle license applicants must complete a Basic Riders Course to obtain their motorcycle endorsement.

Knowledge of your motorcycle, safety, and the rules of surviving on a motorcycle give you that much more of an edge. Bundle that with Insurance for protection in case anything happens and you can be riding with more comfort.

As much as people concentrate on the injuries, there is another form of insurance to consider when owning a motorcycle.

Theft Insurance

One of the biggest rackets out there is stealing motorcycles to strip them down and sell the parts.

Protect your investment and make you motorcycle less appealing to be stolen.

Lock it Up!

There are a large range of ways to lock up your ride.

Cable Locks

Pad Locks

Disk Locks

Ground Anchors and Wheel Clamps

Alarm System

Common Sense:

Just as when you were a kid with your bicycle, there are some of the same rules that apply with your motorcycle.

Always keep the ignition locked.

Lock up your ride with another motorcycle

Don’t take your eyes off your motorcycle, when traveling, riding around town, or at a friends house.

Always park your ride where you can see it.

Drive Safely and have fun!

Have Questions? Call us today to get your questions answered 1-863-453-3903

 

 

 

 

Photo Courtesy of khunaspix. at FreeDigitalPhotos.net

4th of July – Treats – Barbecue and Dessert Recipes

245 years ago America declared independence from Great Britain on July 4, 1776. Picnics. Party’s and heading to the beach will be on the agenda for some and gathering with friend and yummy food.

4th of July Barbecue, Side Dishes, Salads, Desserts and decorations adorned in red white and blue to celebrate is a great part of the fun day.

Check out our 4th of July Pinterest Board. We have delicious recipes for Bar B Que, Desserts, Side Dishes, Decoration’s and more fun.

Have a great 4th of July and remember to drink responsibly. Don’t drink and drive or let someone you know!

Happy 4th of July!

 

 

Photo Courtesy of JillWellington at Pixabay.com