Tis the Season For Giving: Letters to Santa Answered with the USPS Operation Santa Program Be An Elf

You can help a child in need by participating in the USPS Operation Santa Program and Be An Elf. From December 1st to just a few days before Christmas the USPS Operation Santa Program offers letters to the public written by children from low income households. This could be for clothes, toys, food and more. You choose a letter, buy and wrap the gift and mail it to the child.

There are currently 15 Post Offices participating – Here is the list of locations to see if one is near you…

If there is not a location near you, you can still help and Be An Elf.. Find out Here

This amazing Operation Santa program was started by the US Postal Service™ in 1912 and has never missed a year of spreading good will and kindness to make many children happy on Christmas.

Here is the link to the website for more information on how this works.

(BeAnElf is not affiliated with the USPS and depends on support of donations)

Merry Christmas!!

 

 

 

 

 

Photo Courtesy of Clare Bloomfield at FreeDigitalPhotos.net

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How To Honey-Glazed Ham Recipe for The Holidays (Video)

Chef John from Food Wishes has put together a delicious recipe for a Crispy Honey Glazed Holiday Ham that you can serve anytime but would be perfect for Christmas Eve or Christmas Dinner. He makes a mixture of brown sugar, honey, mustard and more to glaze the ham with lots of flavor. He also has a few other tricks up his sleeve to make this the ham even more delectable, see that on the video!

 

 

For the recipe go to Crispy Honey-Glazed Ham – Looks, Tastes, and Sounds Like the Holidays
 

 
 

 

Thanks Chef John great job … Happy Holidays

Photo Courtesy of ikcinicki at Pixabay.com


When and Why You Would Need Temporary Auto Insurance

Where a normal insurance policy is not always needed, temporary insurance can be purchased. It is usually used for a short period of time hence “temporary”.

This type of insurance can be a bit more costly then regular insurance but well worth it in case something could happen to the vehicle.

Here are some reasons why you would want to purchase temporary insurance.

Heading out on a vacation? Temporary insurance is a good idea if you are going to be driving a vehicle which is not yours, or a rental car to avoid some high rental company insurance fees. Check to see if your current auto policy covers rental cars, if not you may need the temporary auto insurance. Business travelers may purchase temporary auto insurance in conjunction with car rentals for work purposes.

 

Your son or daughter are home from college and needs to use your car or truck. Although the temporary auto insurance policy is more expensive than regular coverage on a month to month basis, using it for these limited periods can sometimes be far less expensive than including the student on a family’s policy.

Moving to a new home with friends helping out, and possibly driving your vehicle’s is another reason to be covered while in transit.

In each of the above situations, or in any circumstance you are buying a temporary auto insurance policy, be sure to check with your auto insurance company. Sometimes, temporary drivers of a vehicle may already be insured through the regular policy on the vehicle and your insurance may already cover you for Car Rentals.

Note that it is usually not possible to purchase temporary policies for situations where an individual is living in the same house as the policyholder.

Call us today to get your questions answered. 863-453-3903

 

 

 

Photo Courtesy of everydayplus at FreeDigitalPhotos.net


Do You Have The Right Insurance For Your Business Needs

Depending on your business needs, liability insurance can be purchased in many forms.

General Liability Insurance offers protection from third party claims in the case of a business being sued for something they may or may not have done. Injury claims, property damages, or advertising claims.

The liability coverage limits are set for what a business needs are by how much risk is involved.

When considering liability insurance for your business, first examine what type of business it is.

A manufacture that has a higher injury risk, because of say heavy machinery should purchase a policy with higher coverage. A smaller business with less risk or may want to go with a smaller policy.

Doctors require coverage to practice in certain states. Technology consultants often need coverage in independent contractor work arrangements. Depending on your profession, it may be a legal requirement to carry such a policy.

Employer liability is also known as worker’s comp, and it is a mandatory form of liability insurance coverage that all businesses must carry. While it sounds like it is intended to protect the employee, which it does to some degree, it is actually protection for the employer in case of injury, job related illness, or other damages for which the employee might sue the company.

Auto Liability insurance is one of the most popular options because it costs less than other coverage such as Full Coverage.

In the case of an accident, liability covers the other party’s losses, and protects you from being responsible. While this may save you from a law suit, it still leaves leaves you and your property vulnerable and you may have to pay out of pocket for your damages.

Full Coverage Insurance will pay for both your vehicle and the other vehicle involved in an accident as well, property damage and medical expenses for both parties. When you purchase a vehicle from a dealership and are making payments, it is required you have full coverage. This makes sense, because the company you purchased the vehicle from and you are covered and that is what insurance is all about, protection.

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Money Saving Tips – Up Keeping Your Appliances

The holidays are just around the corner and that means you will be using your oven, refrigerator and dishwasher much more and your light bill going up.

If you have old appliances, you may want to consider changing them out for new ones before the busy season starts or making repairs and upgrades to the ones you already own.

This may sound expensive, but keeping up with old appliances can save you money in the long run and now with so many energy efficient appliances to choose from, if you can afford it, change it an appliance for a new one.

If your refrigerator is not running properly your food will spoil quicker and that is not only a waste of food but a waste of your money. The culprit to look for first is that seal around the doors. If you have a spill or crumbs that build up then your seal will not work as it should. A sticky spill will lead to the seal pulling away from the door every time its opened. This allows warm air to get in your fridge keeping the motor running to keep the temperature where it needs to maintain it. To help your fridge stay at its best, its as simple as catching those spills and keeping the seals wiped down with warm water and soap. Also wiping down the fridge at least once a month will help extend the life of your refrigerator.

Oven needs a cleaning

Your oven will get quite a work out with cookies and treats to main course roasts and turkeys. This can lead to spills or grease build up which can lead to fires. The one time out of the year you will want to turn on the self cleaning cycle is January after the holidays or anytime you do a tremendous amount of cooking. Clean up as you go and catch those spills that you may have missed and prevent any potential hazards.

Prevent Rust in the Dishwasher

Check out eh vinyl coating on your dish racks. After much use the vinyl can peel exposing the metal which leads to rust. This can cause pieces of your dish rack to fall apart resulting in a new dish rack or worse the pieces falling into your pump causing breakage. Catch that peeling vinyl right away with a vinyl touch up coating like Plastic Dip Dishwasher Re-Rack

Contact an appliance company in your area to see if they will take your old appliances and maybe even offer you a deal

 

Photo Courtesy of Photo-Mix at Pixabay.com

 

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