Summer is here and it is time to bring out yummy 4th of July Barbecue, Side Dishes, Salads, Desserts and decorations adorned in red white and blue. 242 years ago America declared independence from Great Britain on July 4, 1776. Picnics, Party’s and heading to the beach will be on the agenda for many, ending this wonderful day with Fireworks lighting up the sky in celebration of Independence Day.
Check out our 4th of July Pinterest Board. We have delicious recipes for Bar B Ques, Desserts, Side Dishes, Decoration’s and more fun.
Have a great 4th of July and remember to drink responsibly. Don’t drink and drive or let someone you know!
Happy 4th of July!
Jenny over at Jenny Can Cook on youtube has a faster method and easy recipe for a no knead bakery style bread with a golden crispy crust. She will take you step by step to cook up this delicious bread made by hand and you will be eating this in not time at all. Jenny uses just four ingredients: Flour, Yeast, Salt and water. It is cooked up in a a 4 or 5-quart Dutch oven. You could dress up this bread with any flavors you want… an idea could be Italian seasoning and roasted garlic cloves for an Italian loaf!. Check out the video below for this amazing easy recipe!
Jenny has included tips and links for this recipe (like aerating the flour) Here.
There is just something so relaxing and cozy when your fill your kitchen with that wonderful aroma of fresh baked bread!
Thanks so much Jenny!
Celebrate Mom this Mother’s day with special recipes just for her made by you. Breakfast, brunch, lunch or dinner make sure Mom is getting her favorite treats or a new dish she will love!. Mom has the day off and the kitchen is off limits to her, getting someone else to do the cooking will be a wonderful treat.
Check out some of these idea’s!
What about the authentic Mexican tacos?
Fact: Did you know that authentic Mexican Tacos do not use lettuce, tomato or cheese? These three ingredients are an American addition to the taco. This video from Food Network tells you more about the traditional taco of Mexico and shows you how they are made with the best combinations of meats, salsas and toppings.
Happy Cinco De Mayo
Most homes are fitted with some sort of security device. To make the most of your home security discount, make sure your home is fitted with: dead bolt locks, smoke detectors, fire extinguishers and a burglar and fire alarm that are monitored. You do not have to have all of these to receive a discount on your home insurance so even if you only have one or two, make sure that you ask for the savings.
Keep your credit score as high as possible.
Home Insurance companies are using your credit score as an indicator of responsibility. The theory is the more responsible the individual the less claims they will have. So, insurance companies are giving lower rates to those individuals with a better credit score.
Consolidate your policies.
Most, if not all companies that sell home insurance, offer discounts for insuring your autos with them. These discounts can sometimes save you up to 30% off of your total insurance bill. Plus, you get the added convenience of having one agent for both your home and auto insurances.
Protect your home with updates.
Discuss with your agent about the possibilities of receiving home insurance discounts for keeping your home in good repair. Some home insurance companies will offer savings for a anew roof, electrical, HVAC, plumbing updates.
Make sure you are not over insured.
Your home insurance coverage should not necessarily be what you paid for the home. Land values are calculated into the final sales price and should be considered when insuring the structure. In others words you cannot hurt the dirt. A good idea is to call local builders and ask them what new home construction cost per square foot is going for. Take that number, multiply that times your square footage and that is the amount that your home should be insured for. Companies will not pay more than what it is going to cost to rebuild the home anyway, so make sure you are insured correctly.
Stay away from low deductibles.
The deductible is your portion of the claim that must be paid before the insurance company pays for the claim. The lower your deductible, the higher your premium will be. Deductibles can range anywhere from $100-$5000 or more. The majority of homeowners will carry a $500 deductible, but the savings one can receive by raising your deductible to $1000 can be significant, up to 20%.
Ask Budget Bi Rite. Contact an agent today to make sure that you are receiving 100% of the home insurance discounts that you qualify for.