Category Archives: HomeOwners

St. Patrick’s Day Fun Facts and Yummy Corned Beef and Cabbage Recipe

id-100313807St. Patrick’s Day, will be celebrated this year on Sunday, March 17, 2019 by many people with delicious Corned Beef and Cabbage, green beer and wearing of the green. It is a tradition in Ireland for the people in the parades and celebrating on the side lines, to wear a lot or a small collection of green clothing. Even some with shamrock pins.

You can enjoy watching the oldest and largest St. Patrick’s Day Parade put on every year in New York City. This parade has been around since 1762 and will celebrates its 257th year. Get more information for times and broadcasts here

Just who is St. Patrick? Many sources agree his real name was Maewyn Succat. He was born in Roman Britain. When he was about sixteen he was captured by Irish raiders and taken as a slave to Ireland for 6 years. In those 6 years he worked as a herdsman, prayed daily and found strength in his faith.

As legend states, St. Patrick drove all the snakes out of Ireland. The basis of this legend is that the origin of the snake as a pagan symbol. Therefore the tale of St. Patrick driving out the snakes can really be taken as a sign of driving out paganism from Ireland. Patrick (Maewyn Succat.) died in 493 AD.

Corned Beef and Cabbage is it Irish?

Actually the traditional dinner of Corned Beef and Cabbage is not an Irish tradition but an American tradition started by Irish immigrants. The local meat in Ireland in the 1700’s was pork served with potatoes. Find out here how pork and potatoes become corned beef and cabbage and why it is the go to dinner for St. Patrick’s Day.

In 1925, “corned beef and cabbage” was voted to be the favorite dish of New York City.

We celebrate every year and usually have a big crowd. Lots of food, fun, friends and family make it all worth while to cook up a storm. Check out this Corned Beef and Cabbage Recipe Favorite with Sides

If you are celebrating, please drink responsibly. Make sure you have selected a designated driver before you party. Please Don’t Drink and Drive.

Happy St. Patrick’s Day

 

hoto Courtesy of Rattikankeawpun at FreeDigitalPhotos.net

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Do You Have These Three Important Coverages on Your Insurance Policies?

If you own a home you have homeowners insurance, if you own a vehicle you have auto insurance. We all pretty much know the basics of these policies but your Homeowners and Auto Insurance may offer more then you think.

Identity Theft

On the rise, hackers are on the hunt for your information, these criminals can take your credit card, debit card, social security information and more. Once this is done, you will now be spending your time fixing your credit and reputation.

Under your homeowners policy you can report Identity theft and get help. Coverage limits vary, so contact our homeowners insurance agent to find out if you have it or can add it for a small fee and what coverage is best for you.

Off To College

If your child is a college student living on campus in a dorm, your homeowners policy may cover them for any items if there stolen. If your child is still a dependent, the dorm is considered an extension of your home and so the coverage applies. Before your child moves in take pictures and write down the information of that item such as serial numbers, make, model, etc, and keep in a folder. If other valuable items are purchased after they move in be sure to keep pictures of them also in case you need to make a claim. Contact one of our agents today for more information.

Roadside Assistance

Flat tire, run out of fuel or locking your keys in the car, you need roadside assistance and this can be costly. Ask our auto insurance agents what type of roadside assistance is available on an auto policy.

 

Call us today to get your questions answered. 863-453-3903 or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.

 

 

 

 

 

 

Photo Courtesy of Tumisu at Pixabay.com

Celebrate Mardi Gras Fat Tuesday With Gumbo Jambayala and More Recipes

Fat Tuesday or as the French say Mardi Gras is a day of feasting on fatty foods and living it up before the Christian Lenten (Lent) season and fasting.
This colorful holiday also know as Shrove Tuesday, comes with a parade of floats, lots of beads and fun in New Orleans and celebrated around the country. If you cannot be in New Orleans, then celebrate in your home with Gumbo, Jambaya, or how about a Muffuletta sandwich. There is great food and music that comes out of New Orleans and this is the day to join in the fun!

Check out these recipes…

Gumbo Recipe – When you say Gumbo you are talking Louisiana, New Orleans. It originated in Louisiana early in the 18th century according to Cajun History. Gumbo is personal, like a good stew, every home makes it with the main ingredients and some additional for their own taste and flair.
Main ingredients of gumbo are a good roux (mixing equal amounts of fat and flour to make a thick sauce), okra, vegetables (the Holy Trinity, onions, green peppers and celery) meat and seafood. The seasoning that finishes off the Gumbo is File’ powder which is a spicy herb made for Sassafras leaves that is ground down to a powder and available in most grocery stores.

Jambalaya Recipe -A Spanish and French influenced dish that has seafood, meat, vegetables and rice. A must have in this dish is sausage that has been smoked, seafood (crawfish is popular in the area as well shrimp) chicken and pork. Very flavorful with the spices added.

Shrimp Etouffee Recipe – A New Orleans classic recipe that is beloved by both Cajun and Creole cooking. It is served over rice with seafood as its star ingredient that could be crab, crawfish or shrimp. It was created in the 1950’s, but some historians say it could go back to as far as 1920.

Muffuletta Sandwich Recipe – This packed with flavor sandwich originated with Italian immigrants that came to New Orleans, using a round loaf of bread and stuffing it with olive salad on the bottom, Salami, Swiss Cheese, Ham, Mortadella, and more. This sandwich is made for a crowd or you could make them in individual sandwiches on smaller rolls.

The King Cake RecipeThe King Cake is used in some countries for celebrating the Epiphany twelve days after Christmas and up to Lent. There are a variety of recipes but the main one has spices of nutmeg, cinnamon and made with yeast. The decorations are colors that came from the Christian religion, with purple symbolizing Justice, Green symbolizing Faith and Gold symbolizing Power. They honor the three Kings (Wise Men) who visited Jesus on the Epiphany twelve days after Christmas.  These colors are used in the sugar topping that makes the frosting.
A small porcelain figurine toy or Fava beans were used for the baby that was traditionally hidden in the King Cake as a symbol to the baby Jesus.  Today luck and prosperity is the symbol of the baby to many. The person who finds the baby in their slice of cake irresponsible for throwing the next years Mardi Gras party in some countries and is a designated King or Queen for the day. The beans and porcelain figures are today replaced with plastic toy babies and some bakers are leaving the baby outside of the cake to lessen the chance of liability of someone choking or swallowing the toy.

 

 

Enjoy Mardi Gras!

 

 

 

 

 

 

Photo courtesy of skeezeat Pixabay.com

Companion Planting – Fighting Off Bad Pests in Your Vegetable Garden Naturally

Spring is in the air for Florida and planting a garden certainly comes to mind. Veggies, herbs and flowers are quite common choices but did you know that there are certain plants that should not be near each other? For instance if you are going to plant carrots then you would want to plant lettuce, chives, leeks, sage and peas next to it, but not strawberries, fennel or cabbage.

Plants that are companions fight off those pests that want to eat and destroy your plants and hard work. Putting plants together that attract beneficial insects and others that act as repellents to bad pests can help your garden bloom and give you the harvest your looking for.

Check out this Companion Planting Guide The Old Farmers Almanac before you buy your seeds or plants and reap the benefits of companion planting.

Happy Gardening!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Photo courtesy of krzysztofniewolny at Pixabay.com

Tips For Planning a Fun Baby Shower

Baby Showers have been a tradition for many years throughout the world. Some countries celebrate after the babies arrival and others before the arrival. In earlier days, the baby shower before the babies arrival, was to educate the new mother to be on how to take care of the baby and to bring gifts she would need for the babies care. A blanket, booties, cap, etc. In the Victorian era, new mothers were not allowed to be seen in public soon after the baby arrived, therefore their baby shower was a tea party with gifts and the tradition of the parasol or umbrella was created and filled with the gifts.

Today we have all sorts of ways to celebrate a baby shower and many themes to choose from. The one key to a great baby shower is organization ahead of time. If you are going to have a baby shower for a new mom or mom having another baby, here are some steps you can take to make it a success.

Set The Date

Give your guests and Mom to be time to prepare for the party and mark their calendars. Try to set a date that is at least 6 weeks before mom to be’s due date. This way in case she goes into labor early, you run less risk of her missing her own party. This also gives her a chance to pick up anything she did not get at the party before the baby arrives. Also when letting her know about the shower, ask if there is anything special she wants for the baby or if she is registered at any store.

For the guests, this will give them time to plan for that day and purchase or make her a gift.

Invite the Guest

Put together a list of new mom’s friends and family. Place a note in the invitation of where the mom to be is registered or of certain things she really wants like, special diapers, bottles, clothes, etc and if they are choosing for a boy or girl. Include an RSVP so you can know not only how many will be showing up but this also helps with an idea of how much food to serve.

Delegate, Delegate, Delegate

Team up with another friend or a couple of friends and split up the responsibilities. Get together and make a list for Decorations, Food/Drinks, Games/Gifts and if it is a surprise party, who will be in charge of getting the new mom to be to the shower. Split up the list between your team or just you and a co host. One can be in charge of decorations and decorating the day of the shower, another the food, and another in charge of finding games and gifts for the winners. When considering the food, have favorites included that you know the mom to be will like.

There are plenty of online sites that have baby shower games to get idea’s from. When choosing the prizes for the winners of the games if you are on a budget, choose something that is not to expensive but useful. Scented candles, a gift card, a lotion and soap for the bath small gift basket, kitchen ware, pretty photo frames. etc.

Visit my board on Pinterest for a variety of ideas including Baby Shower Games.

Say Cheese!

Take plenty of pictures at the baby shower and put them in a photo album for the mommy to be to have as a keepsake.

Enjoy!

 

 

 

 

Photo courtesy of Annalise1988 at Pixabay.com

 

 

 

 

How To Keep Your Clothes Dryer From Becoming a Fire Hazard Tips

ID-10045474Have you noticed a difference in the performance in your dryer? Are your clothes taking longer to dry or come out hot but still damp when the timer goes off that they are done? You may have a clogged dryer vent and that can lead to shutting down your dryer, or worse a fire..

A friend of mine noticed that her clothes were taking longer to dry over the past month and when doing laundry the other day, the dryer just shut down. The dryer is only 2 years old and this could have been prevented. She contacted an appliance repair company who came out and told her the motor had burned up. The cause, blocked dryer vent that goes up through the attic to the outside top of the roof.

This happened because when lint builds up in the dryer or in the exhaust duct, it causes excessive heat to build up and in this instance the dryer motor shut down. What could have been worse, if the motor had not shut down it could have resulted in a fire that could get out of control very quickly.

Instead of replacing the dryer, or having the motor replaced, the cost of repair still exceeded the price of having a dryer vent maintenance check. Having this done at least once a year will give you peace of mind for the safety of your home and family, maintaining the care of your dryer and less out of pocket expense.

If you have a laundry room that has the dryer vent go up through the attic and out through the roof, or you notice the same problems as the warning signs below check your dryer vent and consider a maintenance check on that vent. The repair comapany informed her to have it cleaned out every six months (depending on how often you use your dryer), to at least once a year.

Here are some warning signs you should look out for.

Clothes taking longer to dry

Dryer is very hot on top

Very little or no lint in the lint trap

Dryer stopping anytime during a drying cycle

Lint left on clothing

Moldy odor from clothes

Higher Light Bill from running the dryer more

Here is a list of things you can do to help cut down on the lint build up.
(This does not assure build up will not occur and a 6 Months to a Yearly maintenance check is still advisable).

Check your lint screen before and after each load of clothes to dry and clean thoroughly

Keep dryer area free of clutter and piles of clothes on top of dryer

Clean behind and underneath the dryer for lint build up

Replace flexible tubes with ridged metal ducts to get less build up, clean up easier and will stand up to a lint fire much better

Wash clothes that have been soiled with gasoline, cooking oil or other flammable liquid at least 2 times. Hang dry. Your dryer could start and auto ignition reaction that could cause a fire.

 

 

 

 

 

 

Photo Courtesy of digitalart at FreeDigitalPhotos.net

Putting Up Your Home For Sale – Get Tips to Stage Price and Sell

When putting your home up for sale one of the first things you should consider is to contact a real estate agent. Set up interviews and see who you think will work the best for you, personality wise and their experience. Ask them to bring you a list of the homes they have sold in the past 6 months to a year, and then do a comparison to your home. What style homes did they sell, the location and the price. Do not be in a hurry, check out their Facebook, website and background. You are not committed to a Realtor until you have signed the contract to hire them. Once you do that, you can be committed for up to 6 months on some contracts and they can get up to 6% commission of the selling price of your home.

Compare Your Home For the Right Price

Do your homework. Go online and look up homes that have sold in your area and that are comparable to your home. Try to stay as close as possible to the square footage, bedroom and bathroom count, one story or two, pools etc. Your real estate agent should be able to provide you with comparables that have recently sold in your neighborhood.. Once you have a price average for your area, you may want to bring your price down just a bit to attract buyers. Or you can offer to pay part of the closing cost as another incentive. Your Realtor can help you with this.

Showing It Off

Home Staging is great for presentation and bringing out the best of your home. Walk around your home and make notes of things that attracted you to the home. Is it the beautiful deck you added on to the pool area? New Air Conditioner, added on a room or simply the style itself that makes living there so cozy. Ask some friends over and to give their thoughts on your home. This will come in handy later for pointing out the attributes to the potential buyer, the listing and a virtual tour.

Clean, clean, clean! There is nothing worse than someone coming in to look your house over and having to stumble over clutter or want to hold their nose from a bad odor. Do a through cleaning from top to bottom. Add fresh flowers, candles that are mild in perfume to various rooms. Hide the kitty litter box, pets water and food bowls and have pets outside if possible. Someone allergic to animals will not want to stay.

Windows – Give them a good cleaning inside and out. Open the blinds, curtains and shutters and let in natural light all over the house. Having a showing at night? Replace your light bulbs with a higher watt bulb.

Bedrooms – make sure they are clutter free and the beds are made. Clear off the night stands and bureau’s of any papers, books, make-up etc. Put kids toys in the closet and give the room a neat appearance. Think of a hotel room when you walk in. Only the necessities should be showing. Open the curtains and let in the natural light.

Bathrooms – clear off any make-up, medicine, tooth brushes, toothpaste, mouthwash etc and make the sink and bathtub clutter free and shine. Add fresh towels and clean shower door or curtain. Don’t forget to shine up the faucets and mirror too.

Kitchen – Open up the counter space by removing appliances like toasters, blenders, food processors etc and putting them in a cupboard. Wipe down the cupboard, counters, sink, etc and make what needs to shine, shine. Take down any magnets, pictures or kids art work off the refrigerator and give it a clean look. Give the inside of the oven and stove top a good cleaning as well as the microwave. Yes, the buyers may want to peek inside these.

Living Area – Fluff up those pillows on the sofa, clean any rugs and carpet. Dust the furniture and check to see if the drapes, shutters or blinds need a good cleaning or maybe fresh paint added on those shutters. If you have glass doors, make them clean and its a nice day open them up.

First Impressions

From the moment your potential buyer steps out of their vehicle, they are accessing your home, by the curb appeal. Make that first impression count and be welcoming. Have your landscape well manicured and kept up for the duration of your home on the market. Bushes trimmed, grass mowed and walkways edged and any flower or veggie planter boxes are full and pretty. When they walk up to your front door, have an attractive knocker or door bell and be sure that front door is appealing. A fresh coat of paint can make all the difference. Something we may not think is important, may be to the buyer. Even upgrading the numbers on your house can make a small difference.

Tell the World

The notes you have made about your home and the staging all done, its time to take pictures and video. Your real estate agent should be able to help you with these two very important details. Pictures and video should be clear and show off your home inside and out to its best. Add as many pictures as you can to your listing and other places online. With the Internet at our fingertips, buyers are going online to search for homes and you do not want to miss out on this opportunity to show off yours. Your real estate agent will include you in the Multiple Listing Service (MLS) and there are more places online like Realtor.com, Trulia, Homes.com, Zillow, Yahoo Real Estate to name a few. Don’t forget Craigslist and Facebook, Twitter and where you share on Social Media sites. Have your Realtor meet with potential buyers and be sure they can afford to purchase the house before showing your home so you are not wasting you and your Realtors time.

 

 

 

 

 

Photo Courtesy of midascode at Pixabay.com

Christmas Breakfast Treat – Crock Pot Slow Cooker Caramel Pecan Rolls

ID-100192165It can be delightfully hectic when it comes to cooking up Christmas morning breakfast. The crock pot can now be your best appliance in the kitchen with this easy yummy recipe, Crock Pot Carmel Pecan Rolls. These awesome treats are made with things you may already have in your pantry and fridge that definitely bring on the holiday spirit.

Imagine melted Butter, cinnamon, pecans, biscuit dough and brown sugar cooking up and filling your home with an amazing, get you out of bed, aroma. Get the rolls ready and pop into a slow cooker for 90 minutes and wa la, breakfast is served.

Thank you Recipes That Crock for sharing!

Get the Recipe Here Caramel Pecan Rolls

Merry Christmas and Happy Holidays :}

 

 

 

 

 

Photo Courtesy of mrsiraphol. at FreeDigitalPhotos.net

 

How To Easily Defrost Prepare Cook and Carve A Thanksgiving Holiday Turkey

id-100475624Cooking a Thanksgiving Turkey really comes down to four easy steps.

The preparation of the Turkey starts with whether it is fresh or frozen. No one wants to wake up Thanksgiving morning to a half frozen turkey, so defrosting ahead of time is essential. According to the USDA you will need at least 1 day per 4 -5 pounds of turkey defrost in the refrigerator.

Here is a chart for thawing in the refrigerator:

4 to 12 pounds – 1-3 days
12 to 16 pounds – 3-4 days
16 to 20 pounds – 4-5 days
20 to 24 pounds – 5-6 days

There is another method you can use by submerging the wrapped turkey in cold water and changing the water out every 30 minutes.

4 to 12 pounds – 2 to 6 hours
12 to 16 pounds – 6 to 8 hours
16 to 20 pounds -8 to 10 hours
20 to 24 pounds – 10 to 12 hours

Now that you have a defrosted turkey it’s time to move onto the next steps , preparing, stuffing and flavor.

Easy Roast Turkey for Beginners for the Holidays!

Stuffing with Sausage


How To Carve A Turkey

Wishing you a very Happy Thanksgiving!

 

 

 

 

 

 

 

Photo Courtesy of Apolonia at FreedigitalPhotos.net

36 Kitchen Tips and Tricks You Need To Know

Make your day easier in the kitchen with these great tips and tricks at Listotic.com

Why you should grate butter

How to Test Your Eggs for freshness

Why you should store your ice cream in a plastic bag

A DIY travel cup

How to slice Watermelon

How to Keep Lettuce Fresh Longer

The Best Way To Chill Wine

and much more

Get your tips and tricks -> 36 Kitchen Tips and Tricks That Nobody Told You About

Thanks Listotic!

 

 

 

 

 

Photo Courtesy of kerdkanno at Pixabay.com