Category Archives: HomeOwners

What You Need To Know To Prepare a Thanksgiving Turkey

id-100475624Cooking a Thanksgiving Turkey really comes down to four easy steps.

The preparation of the Turkey starts with whether it is fresh or frozen. No one wants to wake up Thanksgiving morning to a half frozen turkey, so defrosting ahead of time is essential. According to the USDA you will need at least 1 day per 4 -5 pounds of turkey defrost in the refrigerator.

Here is a chart for thawing in the refrigerator:

4 to 12 pounds – 1-3 days
12 to 16 pounds – 3-4 days
16 to 20 pounds – 4-5 days
20 to 24 pounds – 5-6 days

There is another method you can use by submerging the wrapped turkey in cold water and changing the water out every 30 minutes.

4 to 12 pounds – 2 to 6 hours
12 to 16 pounds – 6 to 8 hours
16 to 20 pounds -8 to 10 hours
20 to 24 pounds – 10 to 12 hours

Now that you have a defrosted turkey it’s time to move onto the next steps , preparing, stuffing and flavor.

Easy Roast Turkey for Beginners for the Holidays!

Stuffing with Sausage


How To Carve A Turkey

Wishing you a very Happy Thanksgiving!

 

 

 

 

 

 

 

Photo Courtesy of Apolonia at FreedigitalPhotos.net

4 Thanksgiving Recipes Using The Instant Pot Cooker

Kristen from Six Sisters’ Stuff over on YouTube has 4 great recipes using your Instant Pot cooker to make your Thanksgiving Dinner easier and full of flavor!

She share recipes for:
Turkey, Stuffing, Green Beans and Mashed Potatoes

She also offers cooking time and tips for each recipe. One tip is to make sure your turkey will fit in your Instant Pot cooker when picking it out.

Observance: After you cook the turkey (or turkey breast as she does) you can get that browned crispy skin by place the turkey in a pan and putting it under the oven broiler. This should just take a few minutes and keep an eye on it so it will not burn but turn brown just like you cooked it in the oven the whole time.

 

 

If you have an instant pot, you will love these recipes!

Thanks Kristen! Happy Thanksgiving!

Tips: What To Do After A Flood

flood-139000_640When floods occur from flash flooding (sudden rapid rising of water along streams or low lying areas) Severe Thunder Storms, Tropical Storms and Hurricanes, the streets and your yard could be covered. The number one catastrophe from flooding is drowning and occurs mostly during flash floods.

If you are under a flood or flash flood warning be prepared to evacuate and head out for higher ground

Keep your cell phone charged and be alert to the weather stations for information. Have a Radio on hand to local stations in your area. Don’t forget to keep stocked up on batteries. The NOAA Weather Service has a website and radio station to keep you up to date for flood warnings, hurricanes, tropical storms and other critical information you will need.

Stay Out of The Water

Walking through standing or moving water can be hazardous. Only 6 inches of moving water above your ankles can make you fall. Standing water can also build up microorganisms that contaminate and cause skin disease.

Electricity and Water Do Not Mix

The number two cause of death due to flooding is electricity wires and power lines down and even in the water. Electricity can make a pond or standing water charged and deadly. Stay away from them, do not test to see if they are active. Contact your electrical company immediately if you see power lines or wires in or near any water.

Returning Home

If you had to evacuate, return home when officials have stated the area is safe.
Before you enter your home, check the outside and your property. Look for down power lines and gas lines that may be damaged. If you smell gas or hear a hissing noise, contact the fire department immediately. Keep pets and children away from the water and any dangerous places.

Approach your property carefully and check for any entry way damage, roofs that may be falling down, cracks in walls, windows and any outside damages.

Inside your home may have chemicals such as cleaning supplies, gasoline from the garage, and other things commonly used in the home that are now scattered and need cleaning up. Wear gloves and protective clothing and rubber boots.

Check for snakes, some may be poisonous, and small animals on your property and inside your home, that may have come in with the flood.

Check your food and make sure to throw out anything you question. Throw away anything that has been effected by the flood waters. Do not use the waters for washing dishes or baths, ice cubes, or anything, remember this water is contaminated. Check with your local public heath department for a boil water recommendation or for treatment of any water.

Take pictures right away of any damages as your are checking your property and home for insurance purposes. If you can send the pictures to your email or upload to a photo website where you can store them. If anything happens to your camera or phone that takes pictures, you have a back up.

Contact After The Flood

Go to the RedCross.org/SafeandWell website and register. After a storm or event if you have internet access you can go online and let your friends and family know you are ok. If you do not have internet access you can call 1-800-GET-INFO and register or to let everyone know your ok.

Flood Insurance Tips

Homeowners Insurance does not cover flood damage. Flood Insurance is separate policy. Even if you do not live in a flood zone, consider flood insurance in Florida. Once their is a tropical storm or hurricane, in your area, there is a possibility of flooding. Without flood insurance you will pay out of pocket expenses for the damages. In many cases, it takes 30 days after the purchase for a policy to take effect contact us today for more information.

Call us today to get your questions answered. 863-453-3903

 

Photo Courtesy of Pixabay.com

 

How To Prepare Your Child for a Hurricane

hurricanefloridaHurricanes can be very scary, wind howling, rain, and the possibilities of Tornado’s. We prepare the best we can, keeping a chart of the on coming storm, getting in supplies and making sure there is enough water for the days when there will be no electricity and possibly no drinking water.

Your children should be a part of your preparations. Let them know about how a hurricane works in a basic way they will understand depending on their age and always assure them that they can be safe.

Depending on the strength of the storm and what type of home you live in, you may be required to go to a shelter. Uprooting your kids, and then taking them to an unfamiliar place can be stressful for you and them. Prepare them ahead of time by packing a special suitcase or backpack with their clothes and special toys, coloring books, or stuffed animal they are attached to and let them know they are going to a safe place from the storm. Even if you do not have to leave, you and your children are prepared to go quickly.

If you are staying in your home during a hurricane, let them know that their lives after the hurricane will be different. The TV, video game machines etc, may not be accessible to them because there will be no electricity. Think ahead and have them help you prepare a space in a room, or a table with books, paper, crayons, craft supplies for small projects, puzzles, cards, etc. It would be a good idea to have them do the grocery shopping with you to and have special treats to look forward to. They will also see that shopping for a storm is different then your normal grocery list.

With the storm approaching, ask them if they have any questions about the storm and what fears they may have. Addressing these fears with them and letting them know that you are there for them will be less stress on them.

Is your hurricane insurance coverage up to date? Once there is a Watch issued, binding restrictions take place within the carriers and aren’t lifted until the storm passes.

Call us today to get your questions answered. 863-453-3903 or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.

 

 

 

Photo courtesy of 12019 at Pixabay.com

How To Stay Safe Inside During a Thunderstorm and Why You Should Avoid the Bathroom

Summer in Florida brings Thunderstorms mainly in the afternoon. We all have the good sense to seek shelter when a storm is approaching, but did you know that you still have to be safe indoors.

Florida is known for lots of lightning. It is considered the leading most lighting tending state in the country. Others are Louisiana, Mississippi, Alabama, Oklahoma and South Carolina.

The National Weather Service warns  that if you can hear thunder, you have the potential of being struck by lightning. Once you see lightning, thunder can be heard up to 10 miles away. As soon as you see lightning, count in seconds until you hear thunder. Thunder takes about 5 seconds to travel a mile. Find a safe place and start counting, after the flash of lightning wait until you hear the thunder and divide that amount by 5 to find out how far away the lightning is.

Once you seek shelter, what can you do to protect yourself inside?

Here are some tips :

Stay off of a landline phone. The lightning could hit phone lines outside of the house and go through the wires inside the home to the phone. Do not want to be on the other end of that! Use a cell phone or a cordless phone.

Anything to do with pipes and water like, taking a bath, shower, washing dishes. Lighting likes to travel and if you have metal pipes it will travel through them sending an electrical charge on its path. Most homes today have PCV pipes, but better to be safe then sorry, wait until the storm is over.

Save your appliances and anything plugged in to an electrical outlet. If your home gets struck by lighting anything plugged in could be damaged permantley and be a pathway to harming you. When you hear a storm approaching unplug your appliances, TV and  computer to be on the safe side. Also turn off your air conditioner, that would be a big inconvenience, especially in the summer, to have to go without nice cool air for any amount of time.

In Florida a couple found out just why you should avoid the bathroom!

Toilet Explodes from Lightning Strike!

 

 

 

Stay safe and wishing you a great summer!

 

 

 

Photo courtesy of JohnsonGoh at Pixabay.com

St. Patrick’s Day Fun Facts and Yummy Corned Beef and Cabbage Recipe

id-100313807St. Patrick’s Day, will be celebrated this year on Sunday, March 17, 2019 by many people with delicious Corned Beef and Cabbage, green beer and wearing of the green. It is a tradition in Ireland for the people in the parades and celebrating on the side lines, to wear a lot or a small collection of green clothing. Even some with shamrock pins.

You can enjoy watching the oldest and largest St. Patrick’s Day Parade put on every year in New York City. This parade has been around since 1762 and will celebrates its 257th year. Get more information for times and broadcasts here

Just who is St. Patrick? Many sources agree his real name was Maewyn Succat. He was born in Roman Britain. When he was about sixteen he was captured by Irish raiders and taken as a slave to Ireland for 6 years. In those 6 years he worked as a herdsman, prayed daily and found strength in his faith.

As legend states, St. Patrick drove all the snakes out of Ireland. The basis of this legend is that the origin of the snake as a pagan symbol. Therefore the tale of St. Patrick driving out the snakes can really be taken as a sign of driving out paganism from Ireland. Patrick (Maewyn Succat.) died in 493 AD.

Corned Beef and Cabbage is it Irish?

Actually the traditional dinner of Corned Beef and Cabbage is not an Irish tradition but an American tradition started by Irish immigrants. The local meat in Ireland in the 1700’s was pork served with potatoes. Find out here how pork and potatoes become corned beef and cabbage and why it is the go to dinner for St. Patrick’s Day.

In 1925, “corned beef and cabbage” was voted to be the favorite dish of New York City.

We celebrate every year and usually have a big crowd. Lots of food, fun, friends and family make it all worth while to cook up a storm. Check out this Corned Beef and Cabbage Recipe Favorite with Sides

If you are celebrating, please drink responsibly. Make sure you have selected a designated driver before you party. Please Don’t Drink and Drive.

Happy St. Patrick’s Day

 

hoto Courtesy of Rattikankeawpun at FreeDigitalPhotos.net

Do You Have These Three Important Coverages on Your Insurance Policies?

If you own a home you have homeowners insurance, if you own a vehicle you have auto insurance. We all pretty much know the basics of these policies but your Homeowners and Auto Insurance may offer more then you think.

Identity Theft

On the rise, hackers are on the hunt for your information, these criminals can take your credit card, debit card, social security information and more. Once this is done, you will now be spending your time fixing your credit and reputation.

Under your homeowners policy you can report Identity theft and get help. Coverage limits vary, so contact our homeowners insurance agent to find out if you have it or can add it for a small fee and what coverage is best for you.

Off To College

If your child is a college student living on campus in a dorm, your homeowners policy may cover them for any items if there stolen. If your child is still a dependent, the dorm is considered an extension of your home and so the coverage applies. Before your child moves in take pictures and write down the information of that item such as serial numbers, make, model, etc, and keep in a folder. If other valuable items are purchased after they move in be sure to keep pictures of them also in case you need to make a claim. Contact one of our agents today for more information.

Roadside Assistance

Flat tire, run out of fuel or locking your keys in the car, you need roadside assistance and this can be costly. Ask our auto insurance agents what type of roadside assistance is available on an auto policy.

 

Call us today to get your questions answered. 863-453-3903 or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.

 

 

 

 

 

 

Photo Courtesy of Tumisu at Pixabay.com

Celebrate Mardi Gras Fat Tuesday With Gumbo Jambayala and More Recipes

Fat Tuesday or as the French say Mardi Gras is a day of feasting on fatty foods and living it up before the Christian Lenten (Lent) season and fasting.
This colorful holiday also know as Shrove Tuesday, comes with a parade of floats, lots of beads and fun in New Orleans and celebrated around the country. If you cannot be in New Orleans, then celebrate in your home with Gumbo, Jambaya, or how about a Muffuletta sandwich. There is great food and music that comes out of New Orleans and this is the day to join in the fun!

Check out these recipes…

Gumbo Recipe – When you say Gumbo you are talking Louisiana, New Orleans. It originated in Louisiana early in the 18th century according to Cajun History. Gumbo is personal, like a good stew, every home makes it with the main ingredients and some additional for their own taste and flair.
Main ingredients of gumbo are a good roux (mixing equal amounts of fat and flour to make a thick sauce), okra, vegetables (the Holy Trinity, onions, green peppers and celery) meat and seafood. The seasoning that finishes off the Gumbo is File’ powder which is a spicy herb made for Sassafras leaves that is ground down to a powder and available in most grocery stores.

Jambalaya Recipe -A Spanish and French influenced dish that has seafood, meat, vegetables and rice. A must have in this dish is sausage that has been smoked, seafood (crawfish is popular in the area as well shrimp) chicken and pork. Very flavorful with the spices added.

Shrimp Etouffee Recipe – A New Orleans classic recipe that is beloved by both Cajun and Creole cooking. It is served over rice with seafood as its star ingredient that could be crab, crawfish or shrimp. It was created in the 1950’s, but some historians say it could go back to as far as 1920.

Muffuletta Sandwich Recipe – This packed with flavor sandwich originated with Italian immigrants that came to New Orleans, using a round loaf of bread and stuffing it with olive salad on the bottom, Salami, Swiss Cheese, Ham, Mortadella, and more. This sandwich is made for a crowd or you could make them in individual sandwiches on smaller rolls.

The King Cake RecipeThe King Cake is used in some countries for celebrating the Epiphany twelve days after Christmas and up to Lent. There are a variety of recipes but the main one has spices of nutmeg, cinnamon and made with yeast. The decorations are colors that came from the Christian religion, with purple symbolizing Justice, Green symbolizing Faith and Gold symbolizing Power. They honor the three Kings (Wise Men) who visited Jesus on the Epiphany twelve days after Christmas.  These colors are used in the sugar topping that makes the frosting.
A small porcelain figurine toy or Fava beans were used for the baby that was traditionally hidden in the King Cake as a symbol to the baby Jesus.  Today luck and prosperity is the symbol of the baby to many. The person who finds the baby in their slice of cake irresponsible for throwing the next years Mardi Gras party in some countries and is a designated King or Queen for the day. The beans and porcelain figures are today replaced with plastic toy babies and some bakers are leaving the baby outside of the cake to lessen the chance of liability of someone choking or swallowing the toy.

 

 

Enjoy Mardi Gras!

 

 

 

 

 

 

Photo courtesy of skeezeat Pixabay.com

Companion Planting – Fighting Off Bad Pests in Your Vegetable Garden Naturally

Spring is in the air for Florida and planting a garden certainly comes to mind. Veggies, herbs and flowers are quite common choices but did you know that there are certain plants that should not be near each other? For instance if you are going to plant carrots then you would want to plant lettuce, chives, leeks, sage and peas next to it, but not strawberries, fennel or cabbage.

Plants that are companions fight off those pests that want to eat and destroy your plants and hard work. Putting plants together that attract beneficial insects and others that act as repellents to bad pests can help your garden bloom and give you the harvest your looking for.

Check out this Companion Planting Guide The Old Farmers Almanac before you buy your seeds or plants and reap the benefits of companion planting.

Happy Gardening!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Photo courtesy of krzysztofniewolny at Pixabay.com

Tips For Planning a Fun Baby Shower

Baby Showers have been a tradition for many years throughout the world. Some countries celebrate after the babies arrival and others before the arrival. In earlier days, the baby shower before the babies arrival, was to educate the new mother to be on how to take care of the baby and to bring gifts she would need for the babies care. A blanket, booties, cap, etc. In the Victorian era, new mothers were not allowed to be seen in public soon after the baby arrived, therefore their baby shower was a tea party with gifts and the tradition of the parasol or umbrella was created and filled with the gifts.

Today we have all sorts of ways to celebrate a baby shower and many themes to choose from. The one key to a great baby shower is organization ahead of time. If you are going to have a baby shower for a new mom or mom having another baby, here are some steps you can take to make it a success.

Set The Date

Give your guests and Mom to be time to prepare for the party and mark their calendars. Try to set a date that is at least 6 weeks before mom to be’s due date. This way in case she goes into labor early, you run less risk of her missing her own party. This also gives her a chance to pick up anything she did not get at the party before the baby arrives. Also when letting her know about the shower, ask if there is anything special she wants for the baby or if she is registered at any store.

For the guests, this will give them time to plan for that day and purchase or make her a gift.

Invite the Guest

Put together a list of new mom’s friends and family. Place a note in the invitation of where the mom to be is registered or of certain things she really wants like, special diapers, bottles, clothes, etc and if they are choosing for a boy or girl. Include an RSVP so you can know not only how many will be showing up but this also helps with an idea of how much food to serve.

Delegate, Delegate, Delegate

Team up with another friend or a couple of friends and split up the responsibilities. Get together and make a list for Decorations, Food/Drinks, Games/Gifts and if it is a surprise party, who will be in charge of getting the new mom to be to the shower. Split up the list between your team or just you and a co host. One can be in charge of decorations and decorating the day of the shower, another the food, and another in charge of finding games and gifts for the winners. When considering the food, have favorites included that you know the mom to be will like.

There are plenty of online sites that have baby shower games to get idea’s from. When choosing the prizes for the winners of the games if you are on a budget, choose something that is not to expensive but useful. Scented candles, a gift card, a lotion and soap for the bath small gift basket, kitchen ware, pretty photo frames. etc.

Visit my board on Pinterest for a variety of ideas including Baby Shower Games.

Say Cheese!

Take plenty of pictures at the baby shower and put them in a photo album for the mommy to be to have as a keepsake.

Enjoy!

 

 

 

 

Photo courtesy of Annalise1988 at Pixabay.com