Category Archives: Household Tips

Perfect for Last Minute Christmas Table Ideas

id-10021547The house is ready to go, clean and decorated for Christmas. Now for the table setting for that yummy holiday meal. It needs to be just as spectacular as the rest of the house.

Laura over at has 6 Simple Christmas Table Ideas that are perfect for the last minute. She gives great tips starting with a simple tablecloth, your place setting and the extra’s that makes the table festive.

See Laura’s table idea’s here


Thank you Laura and Merry Christmas!








Photo Courtesy of Pixomar at

Tips To Child Proof Your Home

ID-100194378Bringing home your newborn baby is pure delight. You now have a new member of the family and this delightful bundle of joy will grow everyday. Before you know it, your little one will be crawling and walking with curiosity abound. You want your child safe and baby proofing your home early is key to adjusting to the changes and being prepared.

Here are some tips to get you and your baby ready.

Bathroom Safety

Every day products you use could be poisonous products if ingested by your child. They could be in your bathroom under the sink, or on the counter within reach of curious little hands.. Make sure to install safety latches on all cabinets and drawers and store away products on the counter.

You will really have a reason to tell everyone to keep the toilet lids closed now. A child can lean and fall into a toilet very easily because they are more top heavy and when a toddler is learning to walk they are awkward and fall in. A child can drown in just a couple inches of water, so make sure you attach a latch that will keep the lid closed. Also, this could also save you a bundle on a plumbing bill. Why you ask? Children could also drop items in the toilet that could clog it up. While this may be an inconvenience to you and others in your home the safety of the baby must come first.

Check out how hot your water is. Scalding is very painful and you could save your child from an unnecessary accident by setting your water heater to 120 degrees. Third degree burns can happen to your child within seconds from water set at 140 degrees.

As with every outlet in your home, do not forget the bathroom. Purchase protective plug – ins or safety caps for this purpose in the bathroom too.

Unplug and put away and curling irons, hair dryers, electric hair curlers or anything else they could grab and get a potential burn.

Kitchen Safety

As with every outlet in your home, purchase protective plug – ins or safety caps to protect them from cleaning product to dish soap.Keep your little ones at a safe distance when using the stove. If you have a pot boiling water and pick up your child, they may want to reach out to the steam and they could get burned. Also keep the pot handles turned in and away from reach.

Appliances and cookware should be kept under counters and in drawers with locks on them to prevent and injury. Keep a poison control phone number handy on the refrigerator or if you have a note board. You can also purchase stickers with pictures such as Mr. Yuk which was conceived by Dr. Richard Moriarty to help children learn to avoid ingesting poisons,

In the House Everyday Living Safety

Safety gates are great for keeping kids out of rooms you may want to work in or have set something up they should not get into like a project for an older child in the home, or one of your own. They also protect them at the top and bottom of stairs.Doorknob covers are also good to keep your little on from going into a room you do not want them venturing into or out to the family pool.

Bumper proof your furniture. Coffee table with a squared edge is a good place to start and work your way around the room to see if there is any other place your child could fall into and get injury.Pull your furniture away from high windows so they cannot climb up and fall out. The screen is not strong enough to hold them back.

Window blinds have been linked to deaths in children. In 2009 4-year-old daughter of boxer Mike Tyson died after she either slipped or put her head in the loop of a cord hanging under the console.Consider replacing their older window coverings with the new cordless products.

Make sure your book cases, shelving and heavy furniture attached to walls is secure with brackets and anchors. You child may like to climb and this would be tragic if a bookcase or entertainment center fell over on them.

Toy chests are a great for keeping the toys all in one place, make sure you remove a free falling lid or have a lid that stays open and is very light.

While child proofing your home is a great way to protect them, it is not all you can do. Supervising your child at all times is the best way to prevent any type of injury.





Photo courtesy of Jomphong at





How To Grow an Organic Vegetable Garden Tips

Spring time means starting a garden to enjoy vegetables all summer long. Not only are organic gardens great for healthy food and flavor, they also add a nice bit of landscape to your property and save you money at the grocery store.

There’s nothing like just walking out into your yard and gathering fresh vegetables to cook with or make a salad that day. You also know where they came from and how they were grown with your own hands and the love you put into your garden.

Bring in the entire family on this fun project! Don’t just go it alone, this is a great for teaching your kids about eating healthy and how to grow their own food organically. Who knows maybe they thought they did not like a certain vegetable or many vegetables before but are willing to give them a try after they get to help grow, pick and prepare them going from the garden to the table.

Check out this video from Howdini with Scott Meyer, editor of Organic Gardening magazine, who has great information and tips for Organic gardening and how to grow an organic vegetable garden.

Grab your shovel and get started! Enjoy :}











Photo Courtesy of jill111 at

Tips for Heating Your Home Safety And Money Saving Ideas This Winter

Winter in Florida has been mild and I am sure our Northern visitors are loving it. Snow storms have already made their way across the United States in December leaving much snow, loss of power and bitter cold. Staying warm from heating systems , to space heaters can be costly. Here are a few tips to help keep those costs down, while staying warm.

Space Heaters

Do you have the right space heater? Trying to heat up a large room with a small space heater will cost you more and not provide the heat you need. Match the space heater to the room size. Check the manual for how many square feet the heater you have will be adequate per room you need heated. What is good about space heaters as well is that you can take them from room to room and only heat the room you will be in, saving you money.

Safety Tips for Space Heaters

Hot Water Radiator

Did you know that your Hot Water Radiator can lose up to 25% heat? The you are losing is going straight into the wall behind the radiator. This can be fixed by placing a piece of insulation board behind the radiator. Simply cut the insulation board to the size of your radiator, cover one side with aluminum foil. Place the board between the radiator and wall with the foil side showing. The heat will now bounce off the foil and into your room.

Tip: Before starting up your radiator for the winter, clean it off well for any dust and dirt accumulation. Dust and dirt will act as an insulation and your radiator will not emit as much heat.

Safety Tips for Hot Water Radiators

Heating System

The best way to save money here is to do something very simple: Change out the filters at least once a month. During the winter you are inside the home more often then any other time of they year, and with good reason to get out of the cold. Your filters collect pet dander and dust and with more people inside the home this time of year the accumulation is more frequent. Clean filters mean more air flow which means a more cozy warm home.

Tip: Don’t forget about the cold air return vents. If they are on the floor be sure they are not blocked by furniture, drapes or rugs so they continue to feed your heating system.


Its all in the type of wood you use. Soft woods like Pine will burn faster and not as hot as a hardwood. Hardwoods like Oak, Cherry, Apple and Maple burn longer and hotter. You could also purchase seasoned wood (Check your local hardware store) that lights up faster and also burns a long time. Get even more heat from your fireplace by using a method similar to the Hot Water Radiator.

Tip: Place a piece of metal in the back of your fireplace and let it emit the heat back into your room. Ask for this at your local hardware store as well.

Wood Burning Stoves are another alternative to heating your home. See what the folks over at PondMountainInn in Vermont have to say about their Vintage Cook Stove vs a new Cast Iron stove.

Fireplace Safety Tips

Always use safety when using heating systems such as space heaters, fireplaces and hot water radiators and wood stoves around your children.

More Heating Safety Tips from the National Fire Protection Association

Our company takes pride is keeping updated on the most current changes in the Insurance Market to get you the best rates!

Call us today to get your Insurance questions answered. 863-453-3903 or

visit our website fill out the form and we will have an agent contact you within 24 hours.
Serving All of Florida



Photo Courtesy of Iciapet at

Cleaning Hack: How to Have Spotless Windows for Months by Blessed Beyond Crazy

large-homeWindows are easy to clean on the inside, but the outside can be a chore, especially this time of year when it rains practically every day.  Do you have a two story home? How often do you want to get out the ladder and clean those windows!

Linda over at shares a great tip for keeping the outside windows sparkling clean with an idea her husband came up with. This is so obvious your going to have one of those “why didn’t I think of that” moments. Hint, if it is good enough for a windshield, why not do all the windows in your home…

Get the Cleaning Hack: How to Have Spotless Windows for Months

Thanks Linda!