Winter Safety Tips – What to do when you experience Black Ice

To drid-100155943ive in snow and ice can be dangerous and one of the most driving perils is black ice. Black ice is a term for ice that is transparent and invisible. Normally you will not know you are on it until you are just a short distance away. If you see cars ahead of you suddenly swerve for no apparent reason, black ice can be the cause.Understanding how to drive on this hazard in the road is very important for you and other drivers that may be around you.

Black Ice is a glaze that forms on the surface of a road, sidewalk and driveways at just about the freezing point. I usually occurs from a light freezing rain, refreezing of snow or water on the surface. It is clear and not easy to detect in advance and can form from the heat of tires on the road.

The most common times of formation is at night or early morning when the temps are lower or on a cloudy day. Look for this along tree lined roads, tunnels and roads that do not have much traffic. It can also be found on bridges and overpasses from the cold air cooling both over and under the bridge or overpass.

In the right conditions you may be able to see the black ice before you head onto it. It is very smooth and sometimes glossy. Watch the road and if you see a change in the color of a patch ahead of you slow down and proceed with caution.

If you have ever hydroplaned on a wet road, this is close to what your experience would be on black ice. Just like most kids learning to drive, many were taught by mom and dad in a big empty parking lot. It would not be a bad idea to find one that has the black ice so you could practice braking, and driving your way through to understand what it is like. If you know someone that is familiar with driving, even better to take them with you. Get to know how your vehicle will react in this situation and doing this in a controlled environment is much safer then finding out when you are with other cars around you.


If you come upon Black Ice stay calm and turn on your hazard lights if you can. Try to let you vehicle pass over the ice and do not hit the brakes. Try to keep the steering wheel as straight as possible very gently. Don’t struggle against the steering if you feel the back of your vehicle fishtailing, going left to right turn the wheel in the same direction as the fishtail so that you do not skid or spin out.

Look for an empty field, soft snowbank or a yard if you can slowly steer you vehicle into that. Remember do not hit the brakes.

Winter on the road can be hazardous, drive slower then usual on heavy snow days or in freezing weather with your eyes peeled for black ice.


Photo Courtesy of Dr Joseph Valks at



Merry Christmas From Budget Bi Rite Insurance, Inc

The Reason for the Season, the birth of Jesus Christ our Lord and Savior.

Share the joy of the birth of our savior! A King is born…

Luke 2: 11-14

11 Today in the town of David a Savior has been born to you; he is the Messiah, the Lord.
12 This will be a sign to you: You will find a baby wrapped in cloths and lying in a manger.”
13 Suddenly a great company of the heavenly host appeared with the angel, praising God and saying,
14 “Glory to God in the highest heaven, and on earth peace to those on whom his favor rests.”

The story of Jesus Birth in the Bible

The story of Jesus Birth for Children


Merry Christmas and many blessings this holiday season!

Budget Bi Rite Insurance…







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Money Saving Tips – Up Keeping Your Appliances

The holidays are just around the corner and that means you will be using your oven, refrigerator and dishwasher much more and your light bill going up.

If you have old appliances, you may want to consider changing them out for new ones before the busy season starts or making repairs and upgrades to the ones you already own.

This may sound expensive, but keeping up with old appliances can save you money in the long run and now with so many energy efficient appliances to choose from, if you can afford it, change it an appliance for a new one.

If your refrigerator is not running properly your food will spoil quicker and that is not only a waste of food but a waste of your money. The culprit to look for first is that seal around the doors. If you have a spill or crumbs that build up then your seal will not work as it should. A sticky spill will lead to the seal pulling away from the door every time its opened. This allows warm air to get in your fridge keeping the motor running to keep the temperature where it needs to maintain it. To help your fridge stay at its best, its as simple as catching those spills and keeping the seals wiped down with warm water and soap. Also wiping down the fridge at least once a month will help extend the life of your refrigerator.

Oven needs a cleaning

Your oven will get quite a work out with cookies and treats to main course roasts and turkeys. This can lead to spills or grease build up which can lead to fires. The one time out of the year you will want to turn on the self cleaning cycle is January after the holidays or anytime you do a tremendous amount of cooking. Clean up as you go and catch those spills that you may have missed and prevent any potential hazards.

Prevent Rust in the Dishwasher

Check out eh vinyl coating on your dish racks. After much use the vinyl can peel exposing the metal which leads to rust. This can cause pieces of your dish rack to fall apart resulting in a new dish rack or worse the pieces falling into your pump causing breakage. Catch that peeling vinyl right away with a vinyl touch up coating like Plastic Dip Dishwasher Re-Rack

Contact an appliance company in your area to see if they will take your old appliances and maybe even offer you a deal


Photo Courtesy of Photo-Mix at





Happy First Day of Fall 2017

Happy First Day of Fall / Autumn 2017! For the past couple of weeks our county has been recovering from Hurricane Irma who did a lot of damage.  While we do not have the changing colors of leaves here in Florida, the cool weather is always a welcome sign that Fall is here and Hurricane season will soon be over.  Getting out Fall cookbooks, along with the crock pot and dreaming of the aroma of Beef Stew, Chicken and Dumplings and other wonderful recipes for Fall are already on our minds.

Wishing everyone a very happy new season of Autumn/Fall.





Photo Courtesy of Stock Snap at






The Great American Solar Eclipse of 2017 – When and Where for Your State

The last time the United States of America saw a full Solar Eclipse that crossed across the country was June 8, 1918. This Monday, August 21, 2017  you can witness this natural phenomenon, “The Great American Solar Eclipse”.  The ellipse will begin at Lincoln City, Oregon, at 10:15 a.m. PDT (1:15 p.m. EDT) and continue across the center of the US bringing a few minutes of darkness in its path to each state in certain areas, where other area’s will see a partial eclipse. It will end at 2:48 p.m. EDT near Charleston, South Carolina.

Warning!! It is not safe to view this eclipse without protecting your eyes.

One thing we have today that was not available in 1918 are Solar Viewing Glasses or also called Eclipse Glasses and Personal Solar Filters.(Sunglasses cannot be used in place of these viewing glasses).

Please see the following articles about the dangers to your eyes and ways you can see the eclipse without directly looking at it.

NASA Recommends Safety Tips to View the August Solar Eclipse

Preparing for the August 2017 Total Solar Eclipse (NASA)

How Not to Watch Solar Eclipses

Here are few places to check out when and where this will all happen: – has lots of information and you can put in your city and state to see exactly when the eclipse will occur for your area and for how long.

10 Best Places to See the Eclipse – has Maps and times available for the best places for the total solar eclipse.

Enjoy the Eclipse :}





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