Category Archives: Uncategorized

New Texting and Driving Laws For 2020 In Florida

There are enough distractions on the road without adding in talking on the phone or worse texting someone. You have responsibilities to yourself, your passengers and others on the road when you get behind the wheel.

There has been a timeline addressing this issue starting in May 2013; Governor Scott signed a bill that will make texting while driving illegal. Motorists would be ticketed for texting while driving if they are pulled over for other traffic infractions. This took effect October 1st, 2013.

As of July 2019 – “a motorist may be stopped and cited for texting and driving in the state of Florida” with the Put It Down: Focus on Driving campaign according to Florida Highway Safety and Motor Vehicles. Learn more Here about the Wireless Communications While Driving Law

January 1, 2020 brings us to updates on the laws of texting and driving in Florida: Drivers can expect to get a ticket if they are caught texting while the car is in motion, but you may text if you are at a stop sign. Read more about this Here

Have you ever experienced the following..

Someone rolling through a stop sign talking on the phone and not aware of what they just did?

Riding too close to you distracted by a phone call or busy texting?

Its bad enough to talk on the cell phone while driving, but to actually keep looking at cell phone key pad to text a message or looking to see if the voice command is typing it correctly is beyond thinking. One of the biggest causes for accidents is distractions and driving and texting is certainly proven to be a big one.

It’s simple: Do Not Text or Talk on the Phone while driving. What do we tell our kids when they reach the age of driving? It’s a privilege not a right. In Florida you can get a traffic ticket for being a distracted driver and worse cause an accident.

If you must answer a call, get a hands free phone. If you must text, pull over.

See Just How Dangerous of Texting and Driving Is With This Short Video!

Right to the point of danger Driving and Texting Video – Why Nothing is that important that you text while driving!

Stay safe on the road…

 

 

Image by Reynaldo Amadeu Dal Lin Junior Juba from Pixabay

Insurance Coverage for Rental Car Provision Why You Need It

Your ready to go, walk outside and discover you have no means of transportation. Your car won’t start. Your plans at the moment have been changed. Another loss of your vehicle could be if you have an accident and your vehicle is in the shop for repairs. For many of us, the loss is a large inconvenience. How will you get to work, take the kids to school, just plain out go where you need to go.

You call your insurance company and are probably looking through your coverage for what is covered if my car is stolen or if it needs repairs due to an accident.

Will your insurance company provide you with a rental car?

Check your policy, see if you have purchased rental vehicle coverage. This coverage does vary, but most companies pay up to a specified amount per day for a length of time specified in your coverage.

Find out when your coverage ends. Is it when your vehicle is repaired, the stolen vehicle coverage paid, or after a specified period. You need to know where you stand.

Taking a few minutes now to go over your policy can save you expenses later.

Call us today to get your questions answered. 863-453-3903

 

 

Photo courtesy of StockSnap at Pixabay.com

Driving and Texting Video – Why Nothing is that important that you text while driving!

People are injured or killed in auto accidents every year because they do not heed the dangers of texting while driving.

It is quite simple, nothing is that important the you text while driving. If something is that important then pull over and address it.

This video goes right to the point of the danger.. Pass it on! It may save someone from hurting themselves or someone else, causing serious injury or worse.
Would you still Text and Drive after you see this Video!
 


 
See our article New Texting and Driving Laws For 2020 In Florida
 
 
 

Photo Courtesy of Image by StockSnap from Pixabay

Happy Easter from Budget Bi Rite Insurance

1 Peter 1:3

Blessed be the God and Father of our Lord Jesus Christ, which according to his abundant mercy hath begotten us again unto a lively hope by the resurrection of Jesus Christ from the dead.

 

Happy Easter!

 

Driving Through a Storm Safety Tips

ID-10066768Driving safely on the road in pouring down rain and wet roadways can be a challenge. One of the things to keep in mind is the method of driving on wet pavement versus dry.

Just like a boat on the water, your vehicle can skid over the water in what is called hydroplaning. When your hydroplaning your tires lose traction with the pavement and you are now slipping and sliding over water. Worn tires, tires not inflated correctly, how fast you are going and the amount of water on the pavement contribute to hydroplaning. This is scary and the first thing to do is Don’t Panic!

Here are some tips to get your though hydroplaning safely.

Take your foot off the accelerator.

Do not step on the brake.

Shift the vehicle into neutral.

As the car is slowing down, steer in the direction you want to go.

Here are some tips to help you in a rain storm.

• Turn on your lights if they do not automatically come on. It is required by law but sometimes it is the smallest things we forget to do. This will not only help you see but will help other motorists to see your car on the road.

• Reduce your speed when you are approaching any sort of large puddle or flooded roadway. Decreasing your speed will increase the contact of your tires treads on the surface of the road and reduce the risk of hydroplaning in pooled water. (See tips for driving on flooded roads here)

• Stay a safe distance from other cars to avoid an accident. If they start to hydroplane it could cause them to come into your car.

• If you are approaching stop signs or light signals, slow down a bit sooner than normally and give yourself time to stop completely when you get to the light or stop sign.

Try to drive as smoothly and cautiously as possible. Avoid excessive braking and accelerating and be careful when going around corners, if you tires are slippery you veer off instead.

Maintaining your vehicle is vital for just a time such as a very wet roadway or rain storm.

• Make sure both your headlights are working correctly. You want others to see you in the daylight and at night.

• Check your windshield wipers. Replace the current wiper blades with new ones whenever there are any issues with it cleaning the windshield properly.

Your tires are vital for your safety. Get good tires that are suited for wet and dry conditions. Look more for quality then low price. Make sure your tires are inflated to standard of your vehicle. Well maintained tires can cut through water and more importantly keep traction better then worn tires. If you do not see good tread on your tires, its time to go shopping.

 

 

Photo Courtesy of jiggoja at FreeDigitalPhotos.net

 

 

Don’t Toss That Stale Bread! Many Ways To Put It To Good Use!

Who would have thought that you could put stale bread to so many good uses? The folks over at The Old Farmers Almanac sure did and they have quite an interesting list by author Margaret Boyles!

Did you know that stale bread dipped in milk was and still could be used as a poultice? This “renowned folk remedy” claims to help heal boils and pimples as well a remedy for splinters can be used with bread and cool milk.

How about cleaning up those small chards of glass you find even though you have cleaned up what you thought was all the broken glass? Yes, bread will help you with that.

Other uses on their list is for taking fingerprints of photos, cleaning out the coffee grinder, buttering corn on the cob and many more ideas!

Head on over the The Old Farmers Almanac article and see if you can put that stale bread to use with any of their suggestions.

 

 

 

 

 

 

Photo Courtesy of Free-Photos at Pixabay.com

Winter Safety Tips – What to do when you experience Black Ice

To drid-100155943ive in snow and ice can be dangerous and one of the most driving perils is black ice. Black ice is a term for ice that is transparent and invisible. Normally you will not know you are on it until you are just a short distance away. If you see cars ahead of you suddenly swerve for no apparent reason, black ice can be the cause.Understanding how to drive on this hazard in the road is very important for you and other drivers that may be around you.

Black Ice is a glaze that forms on the surface of a road, sidewalk and driveways at just about the freezing point. I usually occurs from a light freezing rain, refreezing of snow or water on the surface. It is clear and not easy to detect in advance and can form from the heat of tires on the road.

The most common times of formation is at night or early morning when the temps are lower or on a cloudy day. Look for this along tree lined roads, tunnels and roads that do not have much traffic. It can also be found on bridges and overpasses from the cold air cooling both over and under the bridge or overpass.

In the right conditions you may be able to see the black ice before you head onto it. It is very smooth and sometimes glossy. Watch the road and if you see a change in the color of a patch ahead of you slow down and proceed with caution.

If you have ever hydroplaned on a wet road, this is close to what your experience would be on black ice. Just like most kids learning to drive, many were taught by mom and dad in a big empty parking lot. It would not be a bad idea to find one that has the black ice so you could practice braking, and driving your way through to understand what it is like. If you know someone that is familiar with driving, even better to take them with you. Get to know how your vehicle will react in this situation and doing this in a controlled environment is much safer then finding out when you are with other cars around you.

Tips:

If you come upon Black Ice stay calm and turn on your hazard lights if you can. Try to let you vehicle pass over the ice and do not hit the brakes. Try to keep the steering wheel as straight as possible very gently. Don’t struggle against the steering if you feel the back of your vehicle fishtailing, going left to right turn the wheel in the same direction as the fishtail so that you do not skid or spin out.

Look for an empty field, soft snowbank or a yard if you can slowly steer you vehicle into that. Remember do not hit the brakes.

Winter on the road can be hazardous, drive slower then usual on heavy snow days or in freezing weather with your eyes peeled for black ice.

 

Photo Courtesy of Dr Joseph Valks at FreeDigitalPhotos.net

 

Merry Christmas From Budget Bi Rite Insurance, Inc

The Reason for the Season, the birth of Jesus Christ our Lord and Savior.

Share the joy of the birth of our savior! A King is born…

Luke 2: 11-14

11 Today in the town of David a Savior has been born to you; he is the Messiah, the Lord.
12 This will be a sign to you: You will find a baby wrapped in cloths and lying in a manger.”
13 Suddenly a great company of the heavenly host appeared with the angel, praising God and saying,
14 “Glory to God in the highest heaven, and on earth peace to those on whom his favor rests.”

The story of Jesus Birth in the Bible

The story of Jesus Birth for Children

 

Merry Christmas and many blessings this holiday season!

Budget Bi Rite Insurance…

 

 

 

 

 

 

Photo Courtesy of Gellinger at Pixabay.com

Money Saving Tips – Up Keeping Your Appliances

The holidays are just around the corner and that means you will be using your oven, refrigerator and dishwasher much more and your light bill going up.

If you have old appliances, you may want to consider changing them out for new ones before the busy season starts or making repairs and upgrades to the ones you already own.

This may sound expensive, but keeping up with old appliances can save you money in the long run and now with so many energy efficient appliances to choose from, if you can afford it, change it an appliance for a new one.

If your refrigerator is not running properly your food will spoil quicker and that is not only a waste of food but a waste of your money. The culprit to look for first is that seal around the doors. If you have a spill or crumbs that build up then your seal will not work as it should. A sticky spill will lead to the seal pulling away from the door every time its opened. This allows warm air to get in your fridge keeping the motor running to keep the temperature where it needs to maintain it. To help your fridge stay at its best, its as simple as catching those spills and keeping the seals wiped down with warm water and soap. Also wiping down the fridge at least once a month will help extend the life of your refrigerator.

Oven needs a cleaning

Your oven will get quite a work out with cookies and treats to main course roasts and turkeys. This can lead to spills or grease build up which can lead to fires. The one time out of the year you will want to turn on the self cleaning cycle is January after the holidays or anytime you do a tremendous amount of cooking. Clean up as you go and catch those spills that you may have missed and prevent any potential hazards.

Prevent Rust in the Dishwasher

Check out eh vinyl coating on your dish racks. After much use the vinyl can peel exposing the metal which leads to rust. This can cause pieces of your dish rack to fall apart resulting in a new dish rack or worse the pieces falling into your pump causing breakage. Catch that peeling vinyl right away with a vinyl touch up coating like Plastic Dip Dishwasher Re-Rack

Contact an appliance company in your area to see if they will take your old appliances and maybe even offer you a deal

 

Photo Courtesy of Photo-Mix at Pixabay.com

 

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Happy First Day of Fall 2017

Happy First Day of Fall / Autumn 2017! For the past couple of weeks our county has been recovering from Hurricane Irma who did a lot of damage.  While we do not have the changing colors of leaves here in Florida, the cool weather is always a welcome sign that Fall is here and Hurricane season will soon be over.  Getting out Fall cookbooks, along with the crock pot and dreaming of the aroma of Beef Stew, Chicken and Dumplings and other wonderful recipes for Fall are already on our minds.

Wishing everyone a very happy new season of Autumn/Fall.

 

 

 

 

Photo Courtesy of Stock Snap at Pixabay.com

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