Celebrating Cinco de Mayo What Makes An Authentic Taco

ID-100216347Celebrating Cinco de Mayo

Most taco’s are made with hamburger cooked up with Mexican spices and placed into a taco shell. The most popular toppings are cheese, lettuce and tomato and sour cream.

What about the authentic Mexican tacos?

Fact: Did you know that authentic Mexican Tacos do not use lettuce, tomato or cheese? These three ingredients are an American addition to the taco. This video from Food Network tells you more about the traditional taco of Mexico and shows you how they are made with the best combinations of meats, salsas and toppings.

 

Happy Cinco De Mayo

 
    

    

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Can You Get A Ticket For Driving To Slow?

Yes, you can. You can get pulled over and get a ticket for driving to slow stating “Below minimum speed” as your offense.
Driving too slow is a block to the normal flow of traffic and getting a ticket for this is in the same ball park as getting a speeding ticket. Your fine and points will be determined from state to state. Simply put obstructing traffic by driving slowly is against the law and frustrating for other drivers.

There is a minimum speed limit just as there is a set speed limit on highways. If you ever notice people in the right hand lane have a tendency to drive slower then those in the left hand lane. A given rule on the road is while driving on a highway and you want to go faster then the other cars, move on over to the left lane to pas other drivers.

In Florida the minimum is 40 mph on highways with at least four lanes and the set speed limit is 55 mph. If you have a vehicle that cannot go the speed limit, moped head, scooter etc, then you cannot drive on these highways. Go with the flow just to be safe and avoid tickets that could impact your auto insurance.

 

 

 

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How to Be Prepared For An Auto Accident or Breakdown When Traveling

id-10095450Going on a trip or across town, accidents or breakdowns can occur. Being prepared can take some of the stress out of both of these situations.

You are required to carry your vehicle registration and proof of insurance with you, to be sure you never leave home with out them, keep them in a center console of your vehicle, if you do not have one, the glove box will do just fine as long as you have these two vital pieces of information at your finger tips.

The Insurance ID card shows your policy number, expiration date and very important, how to contact your insurance company in case of an accident.

The Vehicle Registration shows proof of ownership of the vehicle and when your license tag will expire. Be sure to keep the information updated if you move and don’t let that sticker that comes with this registration expire, or you may have to pay more for being late or get a ticket for an expired tag.

A check list in case you are in an accident may be provided by your insurance company but if not, here is some information you want to obtain from the other driver. Name, Address, Telephone, Insurance Company and policy number. Also be sure to get the name and badge number of the police offer on the scene helping you. Make notes about the accident while it is still fresh in your head such as, date, time, other vehicles makes, models, year built, color and license plate numbers. Take photos for future reference.

Other vital pieces of information you will want to keep handy is emergency contact numbers. The number to your doctor or a local hospital, and also the number of a family member or friend to contact in case of a serious injury in an accident. If you have allergies or are on any medication it would be a good idea to have your medical card or a list handy with your other items in your glove box or console.

A First Ad kit is not just for the home. You should carry one in your trunk in case of injury in an accident or maybe a breakdown and just changing a tire. Flares at night or cones in case you break down are great for making other drivers aware you vehicle is on the roadway and are able to be seen in the dark way before the other driver is close to your vehicle. You can also keep an orange reflective cone in your trunk for this purpose as well.

Fix it up on the go tools are very helpful. A tool box with screwdrivers, hammer, socket wrenches, which you may find handy to change out a battery. Contact your mechanic to find out what tools can be most useful for your vehicle in case of a breakdown to help you get back on the road or to a repair shop.

The Flashlight is always handy and be sure to check the batteries if you are planning a trip to be sure it works.

Whether you have been in an accident or had a breakdown, it can be a trying experience. Make it easier on yourself by being prepared.

 

 

 

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Why You Would Need SR-22 And FR-44 Coverage for Auto Insurance

id-100193271An SR-22 / FR-44 is a certificate used by the insurer to file the motorist’s policy with the state. You’ll need an SR-22 or an FR-44 if you’ve had a problem with your drivers license, such as a DUI, (Drinking Under the Influence), reckless driving or not carrying auto insurance. This is a major part of your journey as a driver to get back the privilege of driving.

An SR-22 is a form that is submitted by your auto insurance company to Florida’s Bureau of Financial Responsibility. This ensures that you have met the state of Florida’s liability limits. The state requires you to carry minimum liability limits of $10,000 in bodily injury per person and $10,000 in property damage. You will pay more for auto insurance because of your driving record. Plus, you’ll pay a $15 filing fee to submit the SR-22.

You may also be required to file an FR-44 which is similar to an SR-22 but the minimum liability is higher – the minimum requirements are $100,000 in bodily injury per person and $50,000 property damage. The cost to file the FR-44 is also $15 but again you will pay more for auto insurance because of your driving record and the increased liability limits. This form is referred to as Florida Uniform Financial Responsibility Certificate FR-44 or just FR-44 for short. You must maintain this filing for three years.

If you are required to fill an SR-22 or an FR-44, you will have to pay more for your auto insurance, but there’s no need to pay more than necessary. This is where an insurance agency like Budget Bi Rite comes in. They are able to help you find the policy you need at the cost you can afford. They will also assist you with filing for your SR-22 and FR-44 in their office.

Have Questions? Call us today to get your questions answered. 863-453-3903

 

 

 

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Discounts on Your Auto Insurance – Find Out What You May Be Missing Out On!

Has it been a while since you talked with your auto insurance agent? Is it time to renew your policy? Find out what discounts you may be missing out on!

Insurance rates go up and down and depending on what type of vehicle you drive, how many miles you put on it every year, and more. If you do not inform your insurance company of changes you could be missing out on discounts.

Here are some things to consider:

No tickets or accidents in the past 6 months to a year or being a safe driver.

Changes in life style, a new job with shorter distance to work or don’t drive as much in general.

Your age could be a factor also. If you are younger than 25, your rate may be higher, the more experienced a driver you become after 25, the less you may have to pay (if you have a clean driving record).

Have your moved lately? Where you live can affect the cost of your car insurance rates, some places can make them go up and some go down, don’t just give your insurance company your new address, find out if you can get a discount for your new area.

Other discounts you may want to ask about are good student discount, military discount or a senior citizen discount, (ask about our AARP discount for seniors).

We offer a big discount depending on what prior carrier you have been with for 1-2 years and a bigger discount for 3 years and an even larger discount if you have been with a prior carrier for 5 or more. Find out how much you can save by calling us for a quote!

You are probably not aware of all of the discounts that are available on your auto insurance policy. Call us today to get your questions answered. 863-453-3903

or visit our website budgetbirite.com and fill out our short form. We will have an agent contact you within 24 hours.

Serving All of Florida

 

 

 

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