We honor those who have fought for our country and died in military service. This weekend many people will visit cemeteries with some volunteers placing flags on the graves of the brave soldiers.
Find out more about Memorial Day Here
Are you getting away this Memorial Day weekend? According to AAA auto club over “41.5 million people will travel over the Memorial Day weekend which is 4.8% more than last year and seven out of eight of those travelers will be driving.
If you are one of those seven out of eight traveling on the road, here are a few tips:
Drivers should be well rested and alert, use their seat belts, observe speed limits and follow the rules of the road. If someone is planning on drinking alcohol, they should designate a driver who won’t be drinking.
• Drivers should give their full attention to the road.
• Avoid distractions such as cell phones.
• Leave ample room when behind other vehicles.
• Use caution in work zones.
• Make frequent stops when traveling long distances.
• Clean the vehicle’s lights and windows, especially at night.
• Turn the headlights on as dusk approaches, or during inclement weather.
• Use high beams on rural roads unless approaching or following a vehicle.
• Refill the vehicle’s gas tank before it gets too low. If there is trouble with the car, pull as far as possible off the road.
PREPARE FOR THE UNEXPECTED
Travelers should pay attention to the weather forecast for their destination.
Travel and weather web sites can help them avoid storms and other regional challenges that could impact their safety. To be ready for unexpected problems:
• Carry an Emergency Preparedness Kit in the trunk.
• Pack high protein snacks, water, first aid kit, flashlight, a small battery-operated radio, an emergency contact card with names and phone numbers, extra prescription medications and important documents or information that may be needed.
• Travelers should let someone know their destination, route, and expected arrival time. If you get stuck along the way, help can be sent along the predetermined route.
If someone is traveling with a pet, here are some tips to make their trip more enjoyable right here.
Have a safe and very enjoyable Memorial Day Weekend
Celebrate Mom this Mother’s day with special recipes just for her made by you. Breakfast, brunch, lunch or dinner make sure Mom is getting her favorite treats or a new dish she will love!. Mom has the day off and the kitchen is off limits to her, getting someone else to do the cooking will be a wonderful treat.
Check out some of these idea’s!
What about the authentic Mexican tacos?
Fact: Did you know that authentic Mexican Tacos do not use lettuce, tomato or cheese? These three ingredients are an American addition to the taco. This video from Food Network tells you more about the traditional taco of Mexico and shows you how they are made with the best combinations of meats, salsas and toppings.
Happy Cinco De Mayo
Spring time means starting a garden to enjoy vegetables all summer long. Not only are organic gardens great for healthy food and flavor, they also add a nice bit of landscape to your property and save you money at the grocery store.
There’s nothing like just walking out into your yard and gathering fresh vegetables to cook with or make a salad that day. You also know where they came from and how they were grown with your own hands and the love you put into your garden.
Bring in the entire family on this fun project! Don’t just go it alone, this is a great for teaching your kids about eating healthy and how to grow their own food organically. Who knows maybe they thought they did not like a certain vegetable or many vegetables before but are willing to give them a try after they get to help grow, pick and prepare them going from the garden to the table.
Check out this video from Howdini with Scott Meyer, editor of Organic Gardening magazine, who has great information and tips for Organic gardening and how to grow an organic vegetable garden.
Grab your shovel and get started! Enjoy :}
Most homes are fitted with some sort of security device. To make the most of your home security discount, make sure your home is fitted with: dead bolt locks, smoke detectors, fire extinguishers and a burglar and fire alarm that are monitored. You do not have to have all of these to receive a discount on your home insurance so even if you only have one or two, make sure that you ask for the savings.
Keep your credit score as high as possible.
Home Insurance companies are using your credit score as an indicator of responsibility. The theory is the more responsible the individual the less claims they will have. So, insurance companies are giving lower rates to those individuals with a better credit score.
Consolidate your policies.
Most, if not all companies that sell home insurance, offer discounts for insuring your autos with them. These discounts can sometimes save you up to 30% off of your total insurance bill. Plus, you get the added convenience of having one agent for both your home and auto insurances.
Protect your home with updates.
Discuss with your agent about the possibilities of receiving home insurance discounts for keeping your home in good repair. Some home insurance companies will offer savings for a anew roof, electrical, HVAC, plumbing updates.
Make sure you are not over insured.
Your home insurance coverage should not necessarily be what you paid for the home. Land values are calculated into the final sales price and should be considered when insuring the structure. In others words you cannot hurt the dirt. A good idea is to call local builders and ask them what new home construction cost per square foot is going for. Take that number, multiply that times your square footage and that is the amount that your home should be insured for. Companies will not pay more than what it is going to cost to rebuild the home anyway, so make sure you are insured correctly.
Stay away from low deductibles.
The deductible is your portion of the claim that must be paid before the insurance company pays for the claim. The lower your deductible, the higher your premium will be. Deductibles can range anywhere from $100-$5000 or more. The majority of homeowners will carry a $500 deductible, but the savings one can receive by raising your deductible to $1000 can be significant, up to 20%.
Ask Budget Bi Rite. Contact an agent today to make sure that you are receiving 100% of the home insurance discounts that you qualify for.