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Fun Facts and Stories to Share For Thanksgiving

id-100119091In 1620 Pilgrims fled the Church of England in search of religious freedom. Little did they know when this journey would bring America a traditional holiday just over 200 years later celebrated every last Thursday of the month.

When the Pilgrims landed on Plymouth Rock they had no idea what the new world would offer them. Unfortunately they suffered from the harsh winter and failed crops resulting in many settlers perishing.

If it were not for an American Indian, Squanto and his people coming to the rescue many more may have not survived. The Indian’s taught the Pilgrims how to plant corn, squash and beans. By 1621 their crops were abundant and they shared their wealth with the Indians for a Harvest Celebration today known as Thanksgiving.

This harvest celebration was not for only one day, these people knew how to throw a party. The celebration went on for 3 days of feasting and games. Did they have Turkey? Yes, Wild Turkey and more than likely their feast consisted of Goose, Rabbit, Lobster and Codfish.. For the Pilgrims Wild Turkey was easy to hunt because they were in abundance and large in size. Even though they could fly, they could not fly very far.

They would have cooked their meat on over an open fire with a spit, a rod that would rotate on a frame with the help of someone turning the meat until cooked. They also had pots that could hang from the frame to simmer and cook the side dishes.

Over the years the other meats they had at their feast became scarce or very expensive. The Turkey remained the ideal meat to serve at Thanksgiving because not only is it affordable but low in calories, highly nutritious and delicious.

While we set out out best Chinaware for our table, the pilgrims ate from wooden plates, with spoons, knives and their fingers. Forks were not in Plymouth until the 18th century. As for the napkin, it was not placed on the lap, it was placed over your left hand shoulder hanging down the front so you could take a piece of meat with your right hand and wipe off your hand on the napkin.

It was not until over 200 years later that Thanksgiving Day was made an official holiday.

Sarah Josepha Buell Hale an American writer, influential editor and author of Mary Had a Little Lamb” spent 40 years campaigning for a national day of giving. She got her wish in 1863 when President Lincoln declared Thanksgiving a national holiday.

I know in my house Football is a big part of our Thanksgiving celebration. Since 1934 the Detroit Lions have brought the tradition of a game on Thanksgiving Day. They have played every year with the exception of WWII between 1939 and 1944. The Dallas Cowboys also picked up on this tradition giving us even more enjoyable football since 1966.Bringing on this football tradition also brought on the snacks before the big meal.

Thanksgiving Facts:

An estimated 375 Million pounds of Turkey are eaten every Thanksgiving,

65 million Sweet Potato’s are consumed

80 million pounds of Cranberry’s are eaten

55 million Pumpkin Pies are consumed

In 1955 fully stuffed, frozen and ready to cook Turkeys were introduced to the public.

For 50 years the President of the United States has pardoned a Turkey from Thanksgiving day doom, starting with Harry Truman.

Breaking the wishbone started with the Greek and Roman Empire who brought the tradition to Europe and the English brought it to America.

Stuffing recipes were also brought from Europe. In the first Thanksgiving it was possible that the birds and fish were stuffed with herbs, onions and oats. The most popular stuffing today is breadcrumb, cornbread and oyster.

Corn on the Cob was given to the settlers by the American Indians which was a part of the first feast.

Mashed Potato’s were not likely a part of the celebration as they had not been a part of the settlers diet in 1620.

Sweet Potato’s were a Native American vegetable and were most likely at the first Thanksgiving.

Pumpkin and Apple Pie are the most popular desserts at Thanksgiving. (Also enjoyed is Sweet Potato Pie)

1969 Astronauts enjoyed food packets of roasted Turkey and the trimmings in space.

The popular TV show Friends had a Thanksgiving episode in everyone of the their 10 years on the air.

The 3 most popular way to eat Thanksgiving left overs is sandwiches, soups and casseroles.

Make Turkey Pies! They are so delicious and really help with the left overs.

Get Idea’s and Recipes over at Taste of Home

 

 

 

 

 

 

Photo Courtesy of Becris at FreeDigitalPhotos.net

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Renting House or Apartment Tips – What you should know

If you are considering renting an apartment or home, it can be more affordable then making an investment that well, could take a lot longer to fulfill. When purchasing versus renting there are thousands of dollars for closing, inspections, an appraisal and more. When renting you only have to come up with firsts months rent, last months rent and a security deposit and in some cases just first months rent and security deposit.

Be prepared for a credit and background check. Your credit more than likely be checked depending on the landlord and a call to your job. Of coarse the owner of the rental is looking for dependable renters that will fulfill a contract.

You also should consider doing a background check on your landlord or rental company. Here is a link with some helpful tips and how to go about that.

If you are looking to rent, check over your lease and the property you are considering carefully. Get everything in writing, from repairs that may need to be done, to how long your lease is for and other restrictions you will be complying to.

Once you have decided on the place and signed the contract, take photos of the home before you get all your stuff in and are settled. Look for any holes, water marks in the walls, the grounds outside, things that need repair, a broken screen, window and anything that you may be held liable for it not notated from the beginning. Put every repair in writing (email) and keep those pictures on a separate stick or disk in case you need them later. You may want to ask the landlord if they want copies. As you are settling in for the first month you may see things that you missed when you first moved in. Put that in writing or take photos.

Check the lease if there is a cost for pets. Do they allow a relative or friend to visit for more then a week. If you have someone stay with you, some contracts have stipulations on how long they can stay before being considered a renter themselves on your property and could cost your more money. For pets, a separate deposit is usually required and cost extra a month for little fido or kitty.

There are many benefits to renting when it comes to repairs. The air conditioner goes out, need a new fridge or the roof needs repair. It is your landlords responsibility and while you may be inconvenienced for a short time, you are not putting out the money for these repairs.

In today’s economy, renting is a popular option but as convenient as it is you should know your rights and make sure your personal belongings are covered. It is not the landlords responsibility if something happens to your personal possessions. Hurricane, theft, fire etc. the responsibility is yours for replacement or cash value. Click Here for more information on the importance of Rental Insurance.

Call us today to get your questions answered. 863-453-3903 or visit our website BudgetBiRite.com fill out the form and we will have an agent contact you within 24 hours.

We find insurance that meets every budget!

 

 

 

Photo courtesy of ErikaWittlieb at Pixabay.com

Helpful Tips for What To Do If Your In An Auto Accident

ID-10076578Your fault not your fault, accidents happen. As much as we prepare, getting auto insurance, wearing our seat belt, taking a defensive driving course, we also need to be prepared for what to do on the scene when an accident happens to you.

Immediately stop your vehicle or do not move it from the place it has stopped.

As hard as it may be at this time, keep calm. The leg work you do at the scene will help you later in case of any disputes.

Check yourself and your passengers for injuries. Call the police immediately.

Check the other vehicle for injuries to report them as well if they have not or are unable to call.

Use a camera or your cell phone to take different angles of the accident with all the cars involved, damage to your vehicle, the accident scene for traffic lights, signs, etc.

Notify your insurance agent and/or your insurance company right away.

You should also be aware of things NOT TO DO

Do Not – Argue with other drivers and passengers. Give your statement to the police and your insurance company.

Do Not – Sign statements regarding fault or promises to pay for damage.

Do Not – Sign anything releasing the other party from further responsibility. Example: If another party offers to pay your deductible.

By releasing the other party, you jeopardize your insurance company’s right, which may lead to the company refusing to pay for damage to your car.

 

 

 

 

 

Photo Courtesy of Naypong at FreeDigitalPhotos.net

The Top 5 Shade-Loving Plants for Your Garden

ID-100196402Have empty spots in your yard where nothing will grow because of lack of sunlight? From blooming flowers to plants that have beautiful leaves, Craftsy gives you a list of 5 plants you can grow for those shady parts of your yard.

See their article Here

Want to know what grows best in your local area? Visit LocalHarvest.com

You can shop from your local farmers for seeds, food and more.

 

 

 

 

 

Photo Courtesy of foto76 at FreeDigitalPhotos.net

New Years Resolutions Challenge – Inspire Your Goals For 2017

new-year-1925726_640It’s that time of year again, when we reflect on the past year and what we want to change in this brand new year coming up. How many New Years Resolutions do you want to set and how many do you intend on achieving? New goals, can help make this year better like focusing on eating healthier, losing weight, getting more organized or trying something new.

Put yourself to the challenge, don’t give up so easily in the second week of January, because the diet you started on New Years day has gotten old or cleaning out the garage is not quite finished. From being more organized, trying a new craft to saving for those pair of shoes you thought you could only dream of wearing, every day of 2017 can be a day closer to the goals you set for the new year and maybe a few you want to add on to your list.

We have put a board with ten pins to start with on Pinterest to help us visualize our goals called Inspire Me 2017.  There is plenty of inspiration at Pinterest… redecorating, recipes, crafts, travel, reading a new book, hair styles, and so much more.

We find this easier than following a list and checking things off. The photos do the talking.  Take a look at the board and maybe do one of your own. You can make your board private or share it with the world, who knows maybe one of your goals will inspire someone else and make their life better.

 

Happy New Year :}

 

 

 

 

 

 

Photo Courtesy of skeeze  at Pixabay.com

Tips On The Best Coverage for Your Condo Insurance

id-100281073Florida condo owners have insurance that is very different from homeowners and renters insurance. Even though your homeowner association carries insurance for the building, bridges, pools and the area the owners use like the lobby, you would think that you are protected too. Look closely at the sentence though, their policy covers the building, not your condo or your belongings.

Think about your condo unit as a separate entity. You didn’t purchase the building. You purchased your condo unit, so you must protect it and what is inside. You also must protect people that visit your condo unit in case they are injured. That is the reason you must purchase Condominium insurance. Your insurance will also cover damage to the building or common area that you or a visitor cause by accident or by negligence.

Condo insurance is similar to homeowners insurance in that it covers your property, liability for injuries and additional living expenses in case you cannot live in your condo due to a fire, storm damage, etc. Your hotel and meal charges are covered. Take inventory of your belongings and property using photos or video. Save receipts for new items, photograph serial numbers on your electronics and other items. Save the photos or video online and/or give a copy to someone who doesn’t live in your condo building.

When you need assistance choosing what policy is best for your condo insurance, Budget Bi Rite is there for you.

Have Questions?

Call us today to get your questions answered.

863-453-3903

or visit our website budgetbirite.com

fill out the form and we will have an agent contact you within 24 hours.

 

 

Photo Courtesy of mapichai at FreeDigitalPhotos.net

How To Protect Your Self From Rental Scams

id-10064688Renting a home, condo or apartment for a large family get away or just for two is a nice way to spend a vacation. Love a home on the water, or hiking from a cabin in the woods, beware of scammers who want to build up your hopes and take your money.

Scammers are using fake photo’s and descriptions they have stolen from real estate websites to promote their fake listings on places like Craigslist. They put up a lovely photo, bring you in with a winning description and better yet a low price you may not be able to resist. Remember the saying ” If it sounds to good to be true it probably isn’t”.

Once communication starts with a place you are inquiring to rent, keep an eye on the reply’s you receive and how they want to be paid.

Example; An email with misspelled words, or does it address you as sir or madam, is it redirected to another person. Do they provide a phone number that is local for you to talk with someone?

Want you to pay with a money order or wire money to them. Are they out of the country and want you to send the money to say Europe or Nigeria? This is big for wired money scams and guess what, you just gave your money away.

Are they supposedly from an organization or charity. Using this they hope to make you feel more comfortable and trusting of them.

You can not see the property you want to rent unless you give them a deposit. They may tell you that they do not want anyone to know that the house is empty and it is for their protection. You should be able to see what you are going to pay for let alone live in for a vacation. Nobody should ask you for a deposit on a rental property before you see it. If you are out of the state you want to rent from it may not be easy for you to take a trip to see the property, hire a real estate agent from a well know company.

Lets say you do send a deposit, in return some scammers may even go as far as to send you the keys or tell you where the keys are to get access to the property. Either you will receive a set of fake keys, or the place where they said the keys would be, shows up no keys. Be smart, research any deal you come across on Craigslist or a site like it and Make sure you get a lease agreement and deposit receipt when paying. There are legitimate companies out there, but better to be safe and check with the real estate office in the area you are looking to rent our a vacation spot from.

 

 

Photo Courtesy of freedooom at FreeDigitalPhotos.net

Homeowners Insurance – Importance of Liability Coverage For Pets

ID-100226591Your cute little puppy is a great addition to the family. Your new bouncing bundle of joy puts a smile on your face until you find him happily chewing on your shoe, or the leg of your chair. This you can control, but what about when your puppy gets bigger and decides to tear up your neighbors flower bed or possibly bites someone?

As much as we train and love our pets, we do need protection for the the not so proud moments that can happen. It is a good idea to be vigilant about your dog’s interactions with visitors to your home. Typically, the liability portion of your home insurance coverage should cover the actions of your pets if they damage items that you don’t own or if they injure people who do not live in your house.

Be aware that there are certain types of pets that can make it difficult to obtain home, renters or condo insurance. Dog bites make up one-third of all homeowner insurance liability claims, according to the Insurance Information Institute, and last year dog bites costing nearly $571.3 million and accounted for more than one-third of homeowners insurance liability claims.

You can purchase home insurance protection for your pets indiscretions for most types of domestic pets. Some insurance companies will provide you a list of certain types of dogs that they may consider not insurable. What they are basing their information on is the breeding history, temperaments and the risk factors. So, if a particular dog breed has a documented history of attacks or bites, some insurance companies may consider this risk to be too high, thus causing the company to deem the breed un-insurable.

Common dog breeds that are often not considered insurable include:

* Akita

* Alaskan Malamute

* Chow Chow

* Doberman Pinscher

* German Shepherd

* Pit Bull

* Presa Canario

* Rottweiler

* Siberian Husky

* Staffordshire Bull Terrier

* Wolf hybrids

Exotic animals, such as snakes, tigers, etc., also may fall in the un-insurable category. Check with us today to see if owning any of the pets above has limitations. It is actually a good idea to check when choosing a pet to bring into your home.

When you apply for home insurance, disclose information about any pets you have to ensure your policy will properly cover you involving your pet.

Have Questions? Call us today to get your questions answered.

 

 

 

Photo Courtesy of vudhikrai at FreeDigitalPhotos.net

What You Need To Know About Boat Insurance Coverage

ID-100386201Owning a speedboat, sailboat or any other sea vessel can be costly and requires up keep, but well worth it when you have the wind and sea all around you on a beautiful day.

If you choose to own and operate a speedboat, sailboat, yacht or personal watercraft without insurance you may run into some marinas and yacht clubs who won’t let you dock your craft unless you have insurance coverage. If you keep your boat on your own property, a homeowner’s insurance policy may have some coverage for your watercraft but it can be very minimal. A typical homeowners policy may pay up to $1,000 or $1500 to repair damage to your boat.

Often, during winter or stormy weather, owners must leave boats docked in the water. It is difficult sometimes to leave behind something that is so valuable, especially a sail boat that can cost up to several hundred thousand dollars. Standard policies for boats can cover damage to the craft, including damage caused by fire, lightning, theft, vandalism, collisions, and windstorms, the cost of repair and medical needs

Some policies also provide coverage for injuries caused by uninsured boaters or by boaters who don’t have enough insurance. If this sounds like uninsured motorist coverage in an auto insurance policy, it basically serves the same purpose.

It is very crucial to understand what the policies provide in order to choose the best and most appropriate coverage. Owners need to be sure and get all terms and requirements upfront before applying.

Have questions? Contact us today.

 

 

Photo Courtesy of nitinut. at FreeDigitalPhotos.net

Renting an RV Recreational Vehicle Insurance Tips

ID-10090505Taking a vacation in an RV is fun for the entire family, but RV’s (Recreational Vehicles) can be costly to purchase. Consider renting an RV like you would rent a car and don’t forget to get the best coverage you can before hitting the road.

RV’s are harder to maneuver then a car or truck, but once you get the hang of it you are off and running. When renting an RV there is insurance coverage available for damages for an accident and a general liability coverage. What you may not realize is that these plans may not offer insurance for the interior, appliances, tables, beds, furniture and basically the upkeep of the interior itself. Like renting a home, take pictures of the RV inside and out before you pull out of the parking space.

Qualifying for RV rent insurance, requires a valid driver’s license and certain age requirements which vary state to state. Your auto policy may have limited coverage already in place for RV’s and you should contact your insurance carrier to see what is available or if they can add it.

Peace of mind when on vacation is essential and knowing that you are insured for any problem, just makes your time taking in the beach, country side or visiting a national park that much more enjoyable.

 

 

 

Photo Courtesy of debspoons at FreeDigitalPhotos.net