How To Lower Auto Insurance Cost – Tips For Senior Drivers

Everyone wants the best rates on their auto insurance policies but Senior drivers may present a higher risk of accidents, usually leading to higher auto insurance rates.

Following these tips below can take you toward lowering your cost on your auto insurance policy.

1. Avoid accidents and pay close attention at intersections. Auto accidents involving seniors often occur at intersections. Left turn lanes with their own arrows need special attention, yielding as well.  When stopped, always keep your tires pointing straight ahead. If you were rear ended while yielding and your tires are turned you could be propelled into traffic.

2. Always try to flow with the traffic and drive at the speed limit. Driving too slowly can trigger dangerous “road rage” in less patient drivers and be as dangerous as speeding, especially when entering or exiting interstates or freeways. It .

3. Keep current on the traffic laws relating to new traffic designs.Many violations include failure to yield right-of-way, improper turning or incorrect lane changes.

4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion, this will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.

5. Senior drivers can refresh their skills and knowledge by taking a refresher driving course. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.

6. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.

 

Have questions? Contact us today at 863-453-3903

 

Photo Courtesy of Ambro. at FreeDigitalPhotos.net

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What Insurance Do You Need For A Houseboat

House Boats can be quite luxurious with larger rooms for sleeping and dining as well more fully equipped kitchens. Want to put a big screen TV in the living area, that can be accommodated as well.

If you love the water and like to travel, there are popular spots to dock your home while you enjoy a new exciting place and people. House boats are bulky and move at a slower pace than most boats and learning to navigate these homes is essential as accidents can happen, causing damage to both property and individuals.

Whether you are looking to buy or already own a houseboat, just like owning a home on land, home insurance is required and necessary. You are making an investment on your houseboat, and you want to be sure that your covered for any possibility of damage, sinking and your personal finances.

Check to see what your houseboat is classified under. Many insurance companies have them under the same classification as pleasure boats, ski boats, sail boats, cabin cruisers and more. When your houseboat is taken under consideration for a policy, the insurance company may look at the size, age of houseboat, type and how much horsepower it has. Houseboats used in rivers of lakes may have different coverage then those used in the ocean or hurricane prone areas.

Insurance coverage can also be taken out for vandalism, storm damage, fire, theft, capsizing, living expenses for under repair and more. Another important option would be pollution coverage if case your boat leaks oil or fuel. Cleaning up after an accident or leak from a houseboat can be quite costly.

Houseboats can be enjoyed for many years with the proper upkeep and if the owner has the assurance of knowing that problems, if they arise, are covered.

 

Photo Courtesy of Pixabay.com

National Cheeseburger Day – 16 Places to Get a Free or Cheap Cheesburger – GoBankingRates.com

It is National Cheeseburger Day and we have found a great article over at GoBankingRates.com offering  places that are giving free, cheap to discounts to celebrate this day.

Some say the cheeseburger was created in 1924 by by Lionel Sternberger, age16, who added a piece of American cheese to a cooking hamburger at his fathers restaurant in Pasadena, California. Both father and son liked it  and named it the “Cheese Hamburger”.

Charles Kaelin who owned a restaurant in Louisville, Kentucky called Kaelin’s, claims he invented the first Cheeseburger in 1934. He claims he wanted to add a new tang to the hamburger and put a “cheese topped burger” on his menu, also claiming to be the birthplace of the cheeseburger.

In 1935 the name “Cheeseburger” was trademarked by Louis Ballast of the Humpty Dumpty Driving-In at Denver, Colorado.

While there are claims of who created this burger wonder, it is still one of America’s favorite foods and shipped all over the world.

Head on over to National Cheeseburger Day: 16 Places to Get a Free or Cheap Cheesburger | GOBankingRates and find a deal for a Cheeseburger place near you.

 

Call us today to get your insurance questions answered. 863-453-3903

or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.

We find insurance that meets every budget!

Ashley Bishop Owner/Agent

Budget Bi Rite Insurance, Inc

Serving all of Florida

 

9/11 We Will Never Forget!

Another day that will live in infamy…. Prayers and thoughts to the families of those who died in the tragedy of September 11, 2001.. 17 years ago today…

We Will Never Forget and honor our Military Men and Women for protecting our Country, our Rights and Freedom.

Take a look back at Facts and timeline of that tragic day….

“And God will wipe away every tear from their eyes; there shall be no more death, nor sorrow, nor crying. There shall be no more pain, for the former things have passed away.” (Revelation 21:4)

God Bless America!