Why Homeowners Insurance Comes In Handy When You Have Guest Visiting

id-10034403It’s exciting when family or friends you have not seen for a while comes or a visit. You take the care to make sure the house is in tip top shape, all the bathrooms are cleaned, the beds with new linens, carpets and floors vacuumed and mopped and there is plenty of food in the fridge.

Its great to enjoy time with your loved ones. Being a tour guide, a few nights out to dinner and enjoying the visit, but what we do not want to think about is if someone gets hurt in your home or on your property? What if they accidentally cause damage your home?

Your homeowners insurance should cover these situations. Liability insurance covers injuries to visitors, their medical bills and your legal bills if they decide to sue you. Your home structure insurance also covers damages like fire.

If you live in a condo, first check to see if your allowed to have visitors, for how long, if and when they are allowed to use the facilities and how long they can park their car. Your condo insurance may cover any injuries to your guests and damage they may cause to the facilities, the open area like the lobby and your condo itself.

Contact us today with any questions about your home or condo insurance.

 

 

 

Photo courtesy of photostock. at FreeDigitalPhotos.net

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