Tag Archives: insurance

Love To Throw Parites? Make Money As A Party Planner

housewarming partyThe holidays are just around the corner and many people will be having parties or attending. If you love plan parties  from the guest list to adding the last touch to make your parties extra special, why not get paid for it.

Put your organization skills to work and coordinate an event that will stand out. There are many types of parties: Holiday, Birthday, Baby Showers, Weddings, Office, reunions, anniversaries and the list goes on.

You can start by volunteering to help a friend with a Church group event, school event or even a backyard over the top BBQ. This will give you an idea of how other people plan good or not so good and what you may do differently. Your style will stand out and people attending the party may want you to do one for them. Word of mouth is still one of the best forms of advertising, so be sure to have business cards on hand.

From your choices of themes, food and customer service, you can be known for your expertise. Start with a small group for say a bridal shower,  baby shower or birthday. There are many things that are already on hand to choose from for your theme.

The key to success is organization and being able to network with many people for different party’s. This means you will want to bring in florist, caterers, rental companies for chairs, tables etc.  If you want to just be the expert for Baby Showers or Weddings you can stay focused on that and still do very well.

Get Your Name Out There

Once you have added a few parties to your resume, (including the ones you volunteered for) get your name out there. Order business cards (VistaPrint.com offers a great deal for first time business cards) then build a website or blog to add to social media sites like Facebook, Twitter and Pinterest.

You do not have to have a degree to be a party planner but a few courses in management, money management would be good for the business side.

Have a list of everything you need that you can check off from start to finish. Head on over to The Tip Junkie where she has 11 Free Printable Party Planners and idea’s!

 

Call us today to get your questions answered. 863-453-3903

or visit our website budgetbirite.com fill out the form and we will have an agent contact you within 24 hours.

We find insurance that meets every budget!
Ask us about deductibles as low as $100.00
.

Ashley Bishop Owner/Agent

Budget Bi Rite Insurance, Inc

Serving all of Florida

 

 

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DIY Produce Storage Bins From Mother Earth News

ID-100196322Need to make more storage in your kitchen? Mother Earth News has a great DIY idea for inexpensive and stackable produce storage bins.

They show you how to build storage bins from crates short and tall and even add casters to the bases  so you can move them anywhere you like.

Click Here to Learn How To Make These Storage Bins 

 

Photo Courtesy of hin255 at FreeDigitalPhotos.net

Motocross Dirt Bike Fun – Right Gear and Insurance

ID-100113339When choosing Insurance for your off-road motorcycle, you are providing both you and the bike a safety net just as important as the gear you are wearing. Dirt Bike/Motocross are for off-road fun. These bikes are designed for riding on unpaved ground or rough terrain and are not street legal.

A Helmet– This expense is crucial whether you are on road or off-road with your motorcycle.This your most valuable asset. When choosing a helmet make sure you pick quality, its fits properly and is secure every time you ride.

A Neck Brace– Just as important as the helmet. Your getting bumped and jostled just riding over the terrain. We never want to think we are going to go down, but in the event that this happens, with a neck brace, you have protection from serious injury.

Chest / Back Protector– There are many of these available and use of one is highly recommended as a chest / back protector (also advertised as a “Roost Deflector”) can help dissipate the energy generated in a crash and help protect internal organs and other body parts from impact damage when you end up in a yard sale.

Knee Braces– Excellent piece of protection. Everyone who rides a dirt bike should have Knee Braces. Every time you get on that dirt bike you should be wearing these for the same protection you would give to your head and chest.

Boots
– Protect your ankle and foot area, get a pair of good quality boots in place of a standard boot to offer that need protection to your lower leg.

Goggles– Lets face it, your going to be in dirt and mud that slings from other riders when you are competing. Your clear vision can mean a race and your safety. Suggestion: Tear Off goggles that can provide you with the clear vision you need.

Staying Hydrated – is a must and just a critical as the gear you are wearing.

Look into different systems that can carry fluids that are easy to consume.

Always follow the safety rules when riding Motocross/Dirt Bikes and make sure you have the right insurance coverage.

 

 

Photo Courtesy of Toa55. at FreeDigitalPhotos.net

9/11 We Will Never Forget!

Another day that will live in infamy…. Prayers and thoughts to the families of those who died in the tragedy of September 11, 2001.. 17 years ago today…

We Will Never Forget and honor our Military Men and Women for protecting our Country, our Rights and Freedom.

Take a look back at Facts and timeline of that tragic day….

“And God will wipe away every tear from their eyes; there shall be no more death, nor sorrow, nor crying. There shall be no more pain, for the former things have passed away.” (Revelation 21:4)

God Bless America!

 

How To Turn Your Idea’s Into A Home Based Business

ID-100288572Whether you love baking cakes or love fashion and crafts, your ideas can be turned into a business if you know how to get started.

Today there are more and more home business popping up and the Internet is lending opportunity for this with such places as eBay, Etsy and others where you can set up shop right in your own home and sell on line.

Keys to your start up will make or break your business. Here are a few tips to get you started.

Map It Out

Put your business plan together by going over a few things from the start.

How will you store your product to make sure it maintains its originality and can not be damaged. Perhaps you have a spare room, that you can set up just for your items and keep that room available for packing and shipping as well.

If you are making crafts, etc… how much can you realistically produce in what span of time. The downfall for sales for many companies is the customer wanting your product and instead seeing the dreaded words “Back Order”. Now with on line shopping, going to another store is just a click away and you have the potential to lose a customer.

What is the Competition Up To

Get on line or open your local newspaper and search your type of product to see if there is a market. Are there other businesses in your area selling the same or similar product? See what other items are selling for, who is buying and what area’s of the world would your product fit into. Do people in Alaska really need air conditioners?

To Market We Go!

Ever since pen went to paper, I bet there was some sort of advertising going on. Before the Internet it could have been, flyer’s, newspaper ads, radio, tv or someone with a sandwich billboard standing in front of a restaurant, some of these which could be quite costly. With the Internet you can now advertise virtually for free. Social Media has opened doors for many to advertise if done correctly on Facebook, Twitter and one of the things highly recommended a Blog or website.

With Social Media, you no longer have the in your face type of selling rule, but instead you let people get to know you and your business. Offer information about your product by blogging about how beneficial or what makes your crafty designs so unique. Offer tips that surround your products, for example if you sell shoes, talk about where they come from, what makes them different or why they will make you feel like you have been walking on clouds all day when wearing them.

Everyone Loves A Bargain

You want to get your product out there and the best way to do this is offer an incentive. Coupons are used and popular with grocery stores and the companies offering these products use this marketing effectively. A new product is coming out in your local grocery store whether it be a new ice cream, or rice, you can bet there will be some sort of coupon to get the word out about this product and entice people to try it. Think about what you could offer a first time buyer to make them a customer that will keep coming back.

Customer Satisfaction

Don’t you just hate when you call a company and get yet another voice mail saying I have stepped away from my desk? These days unless you are really exclusive with your product or services, chances are the word “Next” will be going through your potential customers mind. Making yourself available or having someone answering the phone or email makes a world of difference. On your website or blog even the words “we respond to emails within 24 hours” is helpful.

What is your Return Policy

One of the reasons I love to shop at a certain retail store is that I can return the item I bought with no questions. Yes, I buy clothes sometimes without trying them on. In a hurry or just think that lovely top was going to fit or look good on me, turns out, well, not fitting right or me saying out loud, what was I thinking! I will continue to spend my money at there establishment and actually, when I go to return that top or other item that just did not work for me, I usually turn around with my money and find something else. Money given back and spent in the same place is a good thing.

Cover Your Hard Work

While you are considering or already have an on line or home based business, you may wonder if it’s worth it to purchase Business Insurance. This can be a difficult decision to make on your own.

Photo courtesy of punsayaporn  at FreeDigitalPhotos.net

How To Prepare Food Safely in the Kitchen

ID-10093278The heart of the home it has been said is the Kitchen.  This is the place for many, who have waited for Mom to make their favorite dish and the family can gather to talk and enjoy a good meal or Mom’s famous cookies. The Kitchen is also the place where practicing safety is essential. Here are some tips:

Handle with Care

If you have ever worked in a professional kitchen or a meat department, you know that a chef or butcher keep their knives very sharp and some even have a set of knives they alone only use. Why are sharp knives so important? A sharp knife will not slip as easily as a dull one especially if you are cutting a tomato or a food item that has a slippery surface. A sharp knife does not need as much pressure to cut and you have a better control over the blade.

When using a knife practice safe cutting techniques. If you are a beginner cook, start off slowly and carefully with your cutting. Not sure of what the safe techniques of using a knife are, take a class or ask a professional. There are many different sizes and shapes for knives because each one does a number of things for the purpose of boning a fish, slicing vegetables to cutting bread.  Learning what your knives are for will help you to use them more efficiently. Here are a few tips that are helpful.

Always cut away from you body

Use a cutting board that does not slip, you can put a towel under the board or purchase one that is made not to slip.

When cutting a round piece of food like a carrot, carefully cut a sliver down one side so it will lay flat on the cutting board.

Keep the knife clean knife and that includes the handle. A greasy or slippery handle can cause you to slip and possibly have an accident.

Never, never put a knife in a sink full of dish water. You could forget it is there or another person not knowing it is there could grab the sharp blade and be injured. When cleaning, always keep the sharp edge away from you and handle carefully.

A reflex to grab something that is falling is in all of us. Do Not Grab a falling knife. Let it go to the ground and get out of the way to avoid it landing on your feet.

Grease Fires

For and foremost, every home should have a fire extinguisher. It should be kept in a cool dry place in the kitchen or near an exit/entrance in/out of the kitchen. A fire extinguisher should never be kept near the stove or other heat source. Make sure it is kept updated and you know how to use it.

Would you know what to do if you have a grease fire on your stove? The first thing you Do Not Want To Do is put water on a grease fire. Oil and water do not mix and you will make the fire spread.  If the fire is contained to the pot or pan you are cooking with, put a lid on it and turn off the burner. Wait until the pot or pan is cooled down before handling. Get more information on how to handle a grease fire on your stove… .

Fires can also start in your microwave and oven. If you have a fire in either, do  not open the door. Fire loves oxygen and this will feed the fire. Turn off the appliance, keep the door closed and watch for the fire to burn out. Any time you feel that you cannot contain a fire and it is getting out of control, get outside and call for help. See more about containing an oven fire here…

What You Wear Matters

Wearing clothes that will not interfere and catch fire. Example: long sleeve shirts and open shoes. Long loose sleeves could catch fire or get into the hot food your cooking. Drop a knife, hot food or something that is scalding and your could injure your legs and feet. Closed shoes can help prevent these type of accidents. Also its a good idea if you have long hair, to pull it up, no one likes to find a strand of hair in their meal.

Oven Mitts

Oven Mitts need to be away from the stove top and the sink. Near the stove top and they can catch fire. Near a sink and they could get wet. You use a wet Oven Mitt to get a hot pan out of the oven, or a pot off the stove and your going to get burned. Keep them in a drawer or hang them somewhere accessible but safe.

Spills and Falls

Make sure to clean up all spills on the floor immediately. Falls can happen easily and it would be terrible to fall with a scalding pot of sauce. Have rugs that stick to the floor and not slip and slide. Keep floors clutter free of clutter to avoid tripping or falling.

Stove Top Safety

When cooking on the stove top keep the pots handles turned in so you do not accidentally knock one over. Be careful when lifting lids from a boiling or simmering pot, as the steam will be very hot and could scald your arms. Never cook with a child or baby in your arms over the stove top, they could get scalded as well.  Keep your stove top free of any aprons, dish towels, packages from food products or anything that could catch fire. Keep your cooking area as clean as you can, especially when cooking with grease.

Clean Appliances Carefully

Blenders, Food Processors and any appliance with a sharp blade should be turned off before touching the blades and careful when cleaning. If you can take apart the blade section do so and put into your dishwasher.

Never leave what you are cooking unattended. If you have to answer the phone or the door, or your going to be away from the kitchen for any amount of time, turn off the burner. It is easy to get distracted and stay away longer then you thought would and this could potentially lead to burning or over cooking your meal.

Cooking With Kids

When cooking with kids, safety comes first. Depending on their age, give them easy things to do away from the stove. Have them sit at a counter or table in your kitchen and stir a cake mix or make a salad. Wait until they are of an age that they can understand how to handle utensils in the kitchen or to cook hot food before moving on.  Never, never leave a child unattended in the kitchen.

Pets in the Kitchen

Pets safety in the kitchen also on the top of the list. Depending on the size of your dog, little ones can get under foot and cause an accident to you and them. Larger dogs could possibly pull food off the counter, and if its hot that is not good for the dog who does not know better.  You may want to consider keeping your pet out of the kitchen while you are cooking to avoid an accident.

 

 

Photo courtesy of FreeDigitalPhoto.net