It’s summer travel time and when you own a Recreational Vehicle it’s all about getting on the road. Before you do, be sure that your RV or also called motor home is ready for travel. Many people store their RV and use it only during the summer months. When you get it out of storage go through these safety checks so you can are prepared for your upcoming trips.
Check your tire pressure and tire thread. Fill up the propane tanks and check for leaks. Take your RV to be serviced, have the hoses inspected, the lights, battery, fluids and brake system tested. Have an oil and filter change. Ask your technician to go over your recreational vehicle from top to bottom. To save money, do what you can before hand. The next step is to clean and go through the inside. Check your appliances, plumbing system, air conditioning unit, windshield wipers, etc. Do a thorough cleaning of the floors, walls, cabinets and furniture. Don’t forget to wash your RV before you head out also.
Then it’s time to pack! Go grocery shopping and stock up on the food you’ll need for about a week. Don’t forget the staples like spices, sugar, flour, rice, broth, tuna, coffee, tea, jam and jelly, etc. You can create a check list that you reuse each year. There’s also your hobbies to think about. Bring your books, movies, puzzles, bicycles, tennis rackets, golf clubs, etc. Fill up the closets but leave some room for what you may buy while you’re traveling.
Your trip is mapped out and your reservations are set, but before you think of leaving, check to see if your Recreational Vehicle Insurance is up to date. Don’t think that your automobile or homeowners insurance will cover your personal property, or injuries that happen in your RV. They won’t.
Stop or forward your mail. Stop the newspaper delivery and let your neighbors know how long you’ll be gone. Leave a contact phone number with a few people that live close to you in case of emergency. Ask someone to check on your home. You may want someone to go inside if you’re going to be gone for a long while, to do a good look over of your home plumbing, appliances, electricity, etc. If you have a neighborhood watch, let them know about your travel plans too.
Have a wonderful trip this summer in your RV! Knowing you have recreational vehicle insurance will help you feel secure while you’re on the road and hooked up at the campground.
Taking a vacation in an RV is fun for the entire family, but RV’s (Recreational Vehicles) can be costly to purchase. Consider renting an RV like you would rent a car and don’t forget to get the best coverage you can before hitting the road.
RV’s are harder to maneuver then a car or truck, but once you get the hang of it you are off and running. When renting an RV there is insurance coverage available for damages for an accident and a general liability coverage. What you may not realize is that these plans may not offer insurance for the interior, appliances, tables, beds, furniture and basically the upkeep of the interior itself. Like renting a home, take pictures of the RV inside and out before you pull out of the parking space.
Qualifying for RV rent insurance, requires a valid driver’s license and certain age requirements which vary state to state. Your auto policy may have limited coverage already in place for RV’s and you should contact your insurance carrier to see what is available or if they can add it.
Peace of mind when on vacation is essential and knowing that you are insured for any problem, just makes your time taking in the beach, country side or visiting a national park that much more enjoyable.
Before you hitch up that camper or get the behind the wheel of your new RV (Recreational Vehicle), check your auto insurance policy or this vacation may cost you more then you bargained for.
Some insurance companies will allow you to insure your camper on your auto policy and others may require you to get a recreational vehicle policy. The coverage you are looking for is liability. If you have this included with your auto insurance coverage more than likely the liability will extend to to towing the camper as long as its hitched up to your vehicle.
If you want liability coverage while the camper is unhitched such as at a campground or in storage you may want to check your homeowners or renters policy to see what extension on the coverage you have.
Extra coverage for an RV or Camper is always available if your other two options do not have the coverage you need. You can also purchase comprehensive and collision coverage just like you have with your vehicle and get a separate deductible. Specific questions about your camper or RV would be, what it is made of aluminum, fiberglass etc, the size and length of the vehicle and if its a pull behind.
Contacting your insurance company before purchasing the RV or Camper you are considering is highly recommended to find out just exactly what type of insurance policy you will need. When you purchase, add that policy right away, especially if you are not an experienced driver. Contact us today with any questions, glad to help.
More people are concerned with being (Green) eco-friendly even the Recreational Vehicle Industry is taking notice. RV’s are still a popular mode of transportation for traveling, but because of their size and the amount of gasoline they use, they leave a huge carbon footprint.
Manufacturers are building lighter mobile homes, using recycled materials to build RV’s, designing aerodynamic models to save on fuel. Adding solar panels to Recreational Vehicles will save electricity for items inside the RV.
Hybrid models with diesel engines and batteries are also being manufactured. These RVs use battery power for city and slower driving, and both the battery and diesel engine at higher speed. There are also convertible minivans that are being designed to be more comfortable yet use less fuel. Recreational Vehicle Insurance companies are also interested in RV’s that are smaller, making them easier to drive.
Currently there’s good news about traveling in an RV. According to a study done by PKF Consulting, a research firm specializing in travel and tourism,a families of four taking RV vacations generate less carbon dioxide than families traveling on a plane, renting a car and staying in a hotel. As consumers continue to press for RV’s that are green, the industry will have to comply.
You can also do things to make your RV more green. Purchase Energy Star appliances for your Recreational Vehicle, turn off lights and appliances when not in use, if you tow your car use it for short drives after you’re settled for your vacation. Just as you do at home, do in your RV.
Whether you’re buying a new RV or making updates your own RV to be more eco-friendly, be sure that your Recreational Vehicle Insurance is current. Besides lowering the carbon footprint you leave, you want to be secure that your RV is covered in case of an accident.